2007-04-13 19:52:41 · 4 answers · asked by a a 1 in Business & Finance ➔ Credit
When you pull your own credit report it is only a soft inquiry and will not hurt your credit score. You can pull daily and it won't hurt.
If you use a credit monitoring site, like true credit, privacy matters, etc. that will not hurt your score either.
If you have someone at a bank or car dealership, or other types of credit places, pull for you then it will hurt since that would be a hard inquiry.
2007-04-13 19:58:37 · answer #1 · answered by echo 7 · 2⤊ 0⤋
No it won't effect your credit score. I am with a credit monitoring company that I found online where I pay 12.99 per month to see all 3 credit profiles and all 3 credit scores and it sends me updates if anything on my report changes. I have been doing this for over a year and my credit score has not been affected by it. you can never monitor too much. I disputed so much crap I was happy that I enrolled to view whenever i like too.
2007-04-14 03:02:57 · answer #2 · answered by miss queen 2 · 0⤊ 0⤋
No, you will be fine. Those are soft inquiries and do not effect your credit score.
O.B.T.W. Echo when a car dealer pulls someones credit it is a soft inquirie, it's only when we send it to a bank that it becomes a hard inquirie.
2007-04-14 09:54:47 · answer #3 · answered by ? 7 · 0⤊ 0⤋
nah.
2007-04-14 02:56:38 · answer #4 · answered by Willy B 2 · 0⤊ 0⤋