I just recieved a cashiers check for $5,000, ups delivered it. It was the only thing in the envelope, no explenation at all.... People told me not to take it to my bank because it may just me a big fraud..... but after thinking about it, what if i take it to the bank thats listed on the cashiers check, I dont have an account with them, so wouldn't they have to give me the money ifs its from there bank??? I'm so confused!!!!!! Its alot of money, and I dont know were it came from!!!!!!
2007-04-13 07:28:55 · 11 answers · asked by lahcswifey 1 in Business & Finance ➔ Credit
thanks, I actually took it to the same branch the cashiers check came from, they knew right when they looked at it, it was fake!!!! I knew something fishy was going on, it was $5000!!!!!! Well I guess its true, when somethings sounds to good to be true, it usually is....
2007-04-17 02:13:55 · update #1
There was no return address? UPS will not deliver anything without a sender. Who sent it? Also, the origin bank may help you out. Its not your money, so its best to find out what's up, before you think about taking it.
2007-04-13 07:33:37 · answer #1 · answered by Anonymous · 1⤊ 0⤋
The question is why would someone send you a Cashiers Check for 5,000 out of the blue with no explanation. This should be your first hint that it is a Fraud.
Even if you take it to the bank it is from they will still take your information, especially if it was for $5,000. If it happens to come back they will still come after you.
UPS does require a return address but they don't verify it(or at least never have when I sent it). Now if it was sent by a UPS Account the account holder has the ability to view your signature On-Line if you signed for it. In this case they now not only have your Name, Address they also have a copy of your signature.
I would call UPS and explain to them that you recieved this check and have no idea who it was from or what it is for. They might be able to track more information down.
2007-04-13 08:19:29 · answer #2 · answered by OC1999 7 · 1⤊ 0⤋
Yes, $5,000 is a good deal of money. However, this is one of the most common types of scam. If you take it to the bank and it is cashed and the check is fradulent, you are liable for the full amount. Most likely it is some type of scam; next most likely is it is a mistake. People just don't send anyone that amount of money unless they have a good reason (such as an uncle leaving his favorite niece some money; in which case, there should be a note).
If you still feel inclined to cash the check, get some advice from a bank official, or, better yet, a lawyer.
2007-04-13 07:35:19 · answer #3 · answered by Nothingusefullearnedinschool 7 · 1⤊ 0⤋
Okay, there's a little thing called Critical Thinking? If he lives SO far away that he can't send a cashier check, then how is he going to pick up the car? And if he needs to have it shipped, he could just find a more recent car where he lives and he'd save shipping charges. Plus he's going to trust YOU with $12,000 of his money? Would YOU trust anyone with $12,000? Oh, well, it does prove that Darwin was wrong. Evolution can't possibly be true or the human race would have gotten smarter than this over the years.
2016-04-01 00:19:55 · answer #4 · answered by Anonymous · 0⤊ 0⤋
There has to be a return address on the UPS envelope/package. Either contact that address or contact the issuing bank and request that they verify that there are sufficient funds in the account to cash the check. As long as the check is made out to you adn you verify that the funds are available, deposit it btu don't spend the money until the bank clears the check.
2007-04-13 09:09:31 · answer #5 · answered by nicshtik 2 · 0⤊ 0⤋
Find a number for the institution the check was drawn off of, or take it to their closest branch near you, if applicable. I could guarantee you this is a fraud, and the institution from which the check was drawn off of needs to know about it.
This is a very popular type of scam, and we get emails from vice presidents and managers once every few months about scams from fraudulent cashier's checks drawn off our institution, and the recipients come in to cash them.
2007-04-13 08:54:50 · answer #6 · answered by Krista B 6 · 0⤊ 0⤋
Sounds odd to me. There are so many scams out there it is hard to trust anyone nowdays. Check witht he bank that issued it and look for the return address on the letter. I would hate for you to cash that and then it be bad and you have to pay out of pocket because someone conned you. Check it out before you go to cash it....
2007-04-13 07:39:14 · answer #7 · answered by robert 4 · 1⤊ 0⤋
I wouldn't do it. I know it sounds tempting, but if this is a scam then you will accountable for this action. I would go to the bank that was listed and talk to a manager to get more information about it. do not deposit in your account!
2007-04-13 07:57:29 · answer #8 · answered by Anonymous · 0⤊ 0⤋
who is the signer on the check? there must be a phone number of the cashier check company or bank you can call and explain what happened, is it made out to you?
2007-04-16 12:28:08 · answer #9 · answered by HEATHER 1 · 0⤊ 0⤋
go to the bank that it is from and ask them if its a scam. and also check with your local law scam department
good luck
2007-04-13 07:37:45 · answer #10 · answered by A A 3 · 0⤊ 0⤋