Can someone who went thru bankruptcy within past 2 to 5 years get a checking account? How about savings?

Question

I am researching this for work....we are talking about folks in IL or FL. Please let me know.

Thanks

Answer 1

Yes to both. And both are very good things to do post-bankrutpcy. Get the savings account first and the checking account next. And use debit cards instead of credit cards

Answer 2

Federal bankruptcy laws do not effect bank accounts. I went through it 6-years ago and still have checking and savings accounts, same as I did when I filed.

Answer 3

Bankruptcy should have no effect on checking or savings accounts. It only damages your credit. Banks will still be more than happy to accept your money and business.

.

Answer 4

That is not a problem, you can get savings and checking accounts as long as you have money to deposit.

Answer 5

This web site lists banks in all states that don't use Chexsystems or have "second chance" checking accounts. Its how we found our bank.

http://chexsys.tripod.com/goodbanks.html