How can I get a car with no credit, new job, no co-signer, and no money down?

Question

Hi y'all. My fiance wrecked my kitted out Mitsu Galant and all I had was liability coverage. We are expecting a child in less than two months and no way around. My credit is screwed due to a divorce but he's trying to buy me a car for wrecking mine so we can have transportation. I have drove all around NC(in a borrowed car) looking for help. The only place that will help us is J.D. Byrider but I'm reading that they are a bad place to do business with. Someone HELP!!!!!

I have already tried Carmax, all major dealerships, even buy here pay here, and even lending tree. No one will help.

Answer 1

You CAN get a decent car loan, even with bad or no credit. I've done it, but you'll have to look around. Shop around with lenders who specialize in bad credit car loans.

There are usually some nationally based car loan companies who specialize in bad and no credit car loans who advertise on the page linked below...

http://www.axalda.info/bad-credit-car-loans.html

Answer 2

A consumer site I listed below can better answer this question as it talks about credit rating and how it effects getting a car loan. They also, have a free list of bad credit car loan finance companies that may be able to help you out.

Answer 3

My advice would be to go to lending tree.com they will have several people like capital one or road loans compete for your business with good or bad credit.
Once approved they will send you a check in the mail and you can go and buy yourself a car at any a good, reputable dealership with warranty.

Answer 4

Try vehix.com or carmax. Good luck!!

Answer 5

try taking empties back--how in god's name can one person be SOOOOO screwed-up!!!!