2007-04-10 16:57:35 · 3 answers · asked by confused 1 in Education & Reference ➔ Financial Aid
Student loans are federally guaranteed, so yes.
There is no co-signer and no credit checks.
Your first step is to fill out a FAFSA (type it in your browser bar and it will take you the site.)
You have to apply for a pin, which takes a couple days before they email it to you. Then, you go back and answer all of their questions... be prepared with social security number, driver's license and amounts filed on taxes. You also need to pick which school(s) you want your results sent to.
From there, once you are registered for school, that specific college/university will tell you how much money you can get (if any) from Pell grants, and how much money you qualify for in subsidized and unsubsidized student loans.
Finally, you will go through a very short "entrance" counseling that tells you how the loans work, and sign a promissory note.
There are more loans than those two... but you'll learn all that once you get going.
Good luck
2007-04-10 17:11:30 · answer #1 · answered by kamcrash 6 · 0⤊ 0⤋
It is very hard. The interest rate and origination fees would also be very high on such a loan. You are much better off to have a co-signer for any student loan.
2007-04-10 17:05:03 · answer #2 · answered by msi_cord 7 · 0⤊ 0⤋
Yes you can get a student loan without a cosignor or credit history. Discuss your situation with a member of the schools financial aid department. They can help you to apply for the loan/grant that is available for you.
2007-04-10 17:04:21 · answer #3 · answered by sodaorpop 2 · 0⤊ 0⤋