WOW that sucks more than mine!
$391.73 Payment
$112.00 Insurance
Honda Civic plus old car's remaining dues.
1) Refinance. You may be surprised.
2) Full time job and Part time job.
3) Full time job and work for your self.
4) Actually you might be able to look at the Kelly blue book and figure out how much you can trade it in or sell it for. Do not allow anyone to give you too little for it...get as much as you can. Then buy something in cash for about two grand from some person you know who is trustworthy who states that vehicle is in good condition and will drive for a few years. You may wind up with a bill for the truck loan but it will be lower. DO NOT BUY A NEW VEHICLE OR USED FOR MUCH MORE THAN 2G'S AS YOU WILL JUST BE RETURNING TO WHERE YOU ARE NOW.
Example of working for yourself:
I have managed to make between $200. & $1300. on any given month. I have taken the skills I have, advertised on free classifieds on the internet, and charge my clients double what I make from my employer. It is usually suggested that one charge double so that when all the overhead is out of the way you realize at least what you would normally make.
Good Luck
2007-04-10 10:42:46
·
answer #1
·
answered by md.pierce 2
·
0⤊
0⤋
Its a lost cause, you are best selling it, paying off the loan and in future check every single thing in contracts and think if circumstances were to change, can you still afford to pay. This applies to anything that requires long-term commitment, ranging from an 18 months phone contract to a 25 years mortgage. Hopefully you are a young person and put this experience down to a big learning curve. Good luck!
2007-04-10 17:34:33
·
answer #2
·
answered by jo jo 6
·
0⤊
0⤋
Well you can let it go back, but your credit will be ruined and the lender will hound you like you can not believe. You will still end up having to pay for the truck either by garnishment of your wages, attachment of your bank account or liens filed on any property you may own.
Your best bet is to either find someone you trust to take over the payments for you or sell it outright and pay the balance yourself.
2007-04-10 17:33:03
·
answer #3
·
answered by ? 7
·
1⤊
0⤋
put it up for sale let someone else refinance the note you may have to give up what you paid in already but its better than ruining your credit.if you let the truck be taken back they will sell it at auction cheap and you will still have to pay the rest of the note it will ruin your credit and they will garnish your wages and any and all tax refunds till its paid off in full.good luck.your credit score is important if you mess up now it will effect your life for many years.
2007-04-10 17:35:22
·
answer #4
·
answered by dixie58 7
·
0⤊
0⤋
Well there is not much you can do... unless you can sell it! Depending on what you get for it, it might cover the whole loan for it!
Also, you could file for bankruptcy but I dont recommend it! You will have it on your record for 7 years...and it will be really hard to qualify for anything again!
Good luck! Try to take it back to where you got it and trade it in for something cheeper!
2007-04-10 17:34:12
·
answer #5
·
answered by Amanda A 3
·
0⤊
0⤋
Sell the truck then pay off the loan.
2007-04-10 17:36:13
·
answer #6
·
answered by Teia 5
·
1⤊
0⤋
Speak with the loan company and have them re-sell the truck. However, if the truck is sold for amount lower than what is still owed, you will still be liable for the differences.
2007-04-10 17:30:58
·
answer #7
·
answered by SGElite 7
·
0⤊
1⤋
sell it, pay off the debt, buy something you can afford, learn from the experience!
2007-04-10 17:30:29
·
answer #8
·
answered by toothacres 5
·
0⤊
0⤋
you can talk with them about turning it back in and agree on a settled amount so it will not go on your credit.
2007-04-10 17:35:40
·
answer #9
·
answered by pinkfariey 2
·
0⤊
1⤋