A while back I posted some questions regarding an issue about Chase lowering my limit due to me "not spending enough" during in specified amount of time. Anyway, I told them over and over that I would not give them permission to pull my credit (3 times to be exact) and that I'd just find another card and transfer the balance.
Last Wednesday, I noticed that they made the decision to increase the limit back to where it was. Today, I noticed that I had a credit alert stating that I had a new employer, "EMPLOYER" - that was all the info, no address or anything. Could Chase have done this to gain access to my credit report (w/o knowledge or consent)? If so, is that legal?
I haven't applied for credit in over a month and there was no inquiries added to the alerts.
2007-04-09 13:40:56 · 3 answers · asked by reandsmom77 6 in Politics & Government ➔ Law & Ethics
If you have denied them access then you need to read your user agreement. Most card companies have a use policy which permits them to due so. You can run a credit check through the credit bureaus on yourself and see who has viewed your credit.
Knowing them they probably have but until you run it you won't know.
2007-04-09 13:47:13 · answer #1 · answered by J D 3 · 0⤊ 0⤋
Yo DID give them permission to check your credit by ACCEPTING the card. Read the cardholder agreement that came with the card. Even without written permission, any current creditor is legally entitled to monitor your credit report.
2007-04-09 14:58:46 · answer #2 · answered by STEVEN F 7 · 0⤊ 0⤋
i could get a replica of your credit history asap through new corporation, somebody could desire to be using your call fraudulantly and that could desire to be enormous hassle for you down the line.
2016-12-08 22:45:26 · answer #3 · answered by ? 3 · 0⤊ 0⤋