My partner is convinced he can drive my sons car. My partner has not owned a car for 6 years and therefore has no insurance of his own. He is convinced he himself would not need insurance as long as my son has his car insured fully comprehensive. My son and I disagree with him but can anybody confirm this for said partner please?
2007-04-08 04:59:14 · 18 answers · asked by calamity 2 in Cars & Transportation ➔ Insurance & Registration
Absolutely not , unless he's a named driver on your sons policy !!
2007-04-08 05:02:51 · answer #1 · answered by nicemanvery 7 · 1⤊ 0⤋
Your partner cannot drive your sons car on your sons insurance unless your son has got your partner as a named driver on his insurance policy or the policy is for any driver. If your partner drives the vehicle without the insurance having one of the above clauses in it he will be breaking the law and will be opening himself up for prosecution by the police.
2007-04-08 19:24:40 · answer #2 · answered by Anonymous · 0⤊ 0⤋
No he cannot drive the car. He needs to be insured in his own right on another vehicle.
"In the UK, it is a legal requirement for a driver of a motor vehicle to have an insurance policy. Your insurance documents are evidence that you are covered to drive and should be carried with you at all times whilst driving.
Driving without insurance in the UK is a criminal offence and carries a maximum fine of £5,000 plus an endorsement of six to eight points on the driver’s licence. In some cases, it can even result in disqualification from driving."
2007-04-08 05:03:23 · answer #3 · answered by Anonymous · 0⤊ 0⤋
In the UK, if your son's insurance covers any driver (not very common any more, check the certificate of insurance) or covers your partner as a named driver on the policy (your son would have to arrange this with his insurer) then your partner would be covered.
If your son's insurance does not cover for any driver, and your partner is not a named driver on the policy, then he is not covered by your son's policy, so would be uninsured and illegal.
2007-04-10 00:20:37 · answer #4 · answered by Neil 7 · 0⤊ 0⤋
The majority of the answers for this question are wrong if a person holds a licence to drive a vehicle and the owners insurance covers any driver ,that person can drive that vehicle with the owner permission ,but he will be only covered for thirded party insurance .
2007-04-09 01:28:59 · answer #5 · answered by Mick 4 · 0⤊ 0⤋
The owner's collision insurance would still cover the car, less any deductible.
However, if the driver has no liability insurance and the driver is at fault in an accident, rest assured that the owner will need an attorney.
You did not mention that he has a license to drive.
2007-04-08 05:09:05 · answer #6 · answered by ed 7 · 0⤊ 1⤋
If the uninsured is a licensed driver and has the permission of the insured in the United States the answer is generally yes. Generally, if a person drives your car with your permission then that person is covered by your insurance company.
2007-04-08 05:07:49 · answer #7 · answered by esquirexii 2 · 0⤊ 1⤋
Insurance follows the vehicle, not the driver, so the general rule is that someone who uses your vehicle with permission is covered on your insurance. However if it becomes more than just an occasional thing, which it sounds like in your case, he would have to be added as an "additional" or "secondary" driver on your sons insurance policy to be covered. At any rate, it really sounds like you and your son think this to be a bad idea, so I would just say "no" and let it go at that.
2007-04-08 05:05:32 · answer #8 · answered by oklatom 7 · 0⤊ 2⤋
he may only drive the vehicle if he has a policy that allows him to drive other vehicles with the owners permission or can only drive the car if he is named on the particulars of insurance (policy) at no other point is he insured to drive the vehicle and therefore will be breaking the law and pushing up the cost of insurance for law abiding motorists if he were to have an accident.
2007-04-08 05:22:52 · answer #9 · answered by bigabadabill 3 · 0⤊ 0⤋
If your partner does not have insurance he IS NOT legally allowed to drive your sons car unless you son adds him as a named driver on his policy.
2007-04-08 05:03:50 · answer #10 · answered by shazm 3 · 1⤊ 0⤋
Depends on where you live and what your son's policy states. If the policy is written for named drivers only, then he would not be covered, but if it allows for permissive use drivers, then yes, he would be covered. However, if he gets into an accident, your son;s rates will increase and if your partner is living with your son, they may require that he is added on to the policy
2007-04-08 09:54:39 · answer #11 · answered by buttrfly52 4 · 0⤊ 0⤋