how i get a credit card with bad credit?

Answer 1

You have several options if you have bad credit...

First, you can try an 'secured' credit card (which requires a security deposit). These credit cards are the easiest to get because your credit line is 'backed-up' by your deposit. Normally, your credit limit is equal to the money you put down-- and if you default, it will cover your debt. You can find a complete list here:

http://www.asapcreditcard.com/secured-offers.html

'Unsecured' credit cards are also a choice for people with poor / no credit. They DO NOT require a security deposit, but may have a higher APR and some additional fees when compared to 'standard' credit cards. Since you'll pay extra for a secured or unsecured card, I would recommend trying an unsecured offer here (since you'll avoid a security deposit):

http://www.asapcreditcard.com/unsecured-offers.html

Both types of cards will help you rebuild your credit and improve your credit score. Eventually, with regular on-time payments-- you'll be able to apply for better offers with lower APR's and less fees.

Hope this helps. GOOD LUCK!

Answer 2

Major credit card issuers like Discover, American Express and Chase offer a credit card for bad credit holders. A 'shopping' card offers you an unsecured line of credit from specific sellers. Use these cards to increase your credit rating, since the credit bureaus will be informed about your timely payments.

When choosing a credit card for bad credit holders take care to see that the lender does not levy exorbitant charges. Unscrupulous issuers can charge a program fee, an account set up fee, and an annual card fee etc. Authentic companies ask only for an annual fee and very little.

While searching online for an instant approval credit card for bad credit holders, you may mistakenly apply for an unsecured card that is really a 'shopping' card. This card is similar to a normal credit card, but you are allowed to buy only from select sellers, online shops or catalogues. Though it is a good idea if your credit record is bad, you cannot use it for shopping at local retail stores, restaurants, or to book airline or motel reservations.

Answer 3

I hope this helps you: How to Select Bad Credit Credit Cards Bad credit credit cards have been developed for people with poor credit and want to improve their credit rating. There are two types of credit cards: secured and unsecured credit cards. You have to choose between these two, based on various factors with the stable income being the crucial one.

Answer 4

If you have a Bank Account...they should be able to give you a secured-credit card ( almost like a debit card). This should start building or adding to your credit history.

Good Luck...and work on improving your credit.....its too hard to re-build but you can do it..

Answer 5

For a free consumer list of credit card companies that issue credit to people with bad to no credit history visit http://www.bad-credit-credit-card-for-people-with-bad-credit.info

Answer 6

You don't. There is nothing a credit card can do for yo that a debit card can't, except put you into debt. Needing a credit score or credit history is a myth: you don't need either. Pay cash for what you want and you can buy anything.

Answer 7

There are plenty of providers who do this. Look under my profile for credit. You can even be guaranteed a card nowadays. You just need to know where to look.

Answer 8

Try First Premiere Bank Mastercard.They'll start you with a low amount at first.But it will help boost your credit score.

Answer 9

Just apply for one of the many solicitations sent to you in the mail, or through your bank. You may have an extremely high finance rate, though

Answer 10

Yes now-a-days you can get one. But you have to try by filling forms of different organisations. you can fiond some in your locality through yahoo or google search.
To know more you can visit
http://creditcardbiz.blogspot.com
and
http://geteasyloans.blogspot.com