credit report found out someone has used my ssn?

Question

they have bought a house and a car and other credit items and I don`t know where the hose is yet and my question is does the house belong to me????

Answer 1

Legally until you claim fraud, the liabiliity as well as the assets are yours.
File a police report and contact the CRA's and file fraud.

Answer 2

This is from the IRS web-site:

Identity Theft and Your Tax Records

How can someone steal your identity? Identity theft occurs when someone uses your personal information such as your name, Social Security number, or other identifying information, without your permission, to commit fraud or other crimes.

Identity theft is a serious crime. People whose identities have been stolen can spend months or years - and their hard-earned money - cleaning up the mess thieves have made of their good name and credit record. In the meantime, victims may lose job opportunities, be refused loans, education, housing or cars, or even get arrested for crimes they didn't commit.

What can you do to keep this from happening to you?

What should you do if you think your identity has been stolen?

How are my tax records affected by identity theft?
How to protect yourself from suspicious e-mails or phishing schemes.

Identity Theft-Related Sites


If you have an ongoing issue related to identity theft that has not been resolved through normal processes, or you have suffered or are about to suffer a significant hardship as a result of the administration of the tax laws, contact the IRS Taxpayer Advocate

If you suspect or know of an individual or company that is not complying with the tax law, report tax fraud crimes to the IRS.

If you think your identity has been stolen, file a complaint with the Federal Trade Commission (FTC)
IRS Warns Consumers of Possible Scams Relating to Hurricane Katrina Relief
Find practical tips from the federal government and the technology industry to help you guard against Internet fraud at OnGuardOnline.
Get information on scholarship scams, lessons learned from identity theft, and more at the Office of Inspector General Web site.

What’s Hot

The Identity Theft DVD, “Out Smarting the Crooks”.
Identity Theft Prevention and Victim Assistance
Identity Theft Public Service Announcement
Social Security announces public warning of identity theft e-mail scam.

Other Resources

Firstgov
Social Security Administration
Identity Theft Panel Discussion

Generally, identity thieves use their victim’s personal data to steal financial accounts and run up charges on their existing credit cards. However, the damage does not stop there. Identity thieves can also cause havoc with their victim’s tax records.

If your Social Security Number is stolen, it may be used by an undocumented worker or other individual to get a job. That person’s employer would report income earned to the IRS using your Social Security Number, making it appear that you did not report all of your income on your tax return.

An identity thief might also use your Social Security Number to file a tax return in order to receive a refund. If the thief files the tax return before you do, the IRS will believe that you already filed and received your refund.

If you do receive a notice from the IRS that leads you to believe someone may have used your Social Security Number fraudulently, please notify IRS immediately by responding to the name and number printed on the notice or letter.

Be alert to possible identity theft if the notice or letter states that:

more than one tax return for you was filed, or
IRS records indicate you received wages from an employer unknown to you.
If you receive a notice, contact IRS either by phone or in writing as directed in that notice. IRS tax examiners will work with you and other agencies, such as the Social Security Administration, to help resolve the problem.

If you do not prepare your own return, be careful in choosing your tax preparer - as careful as you would in choosing a doctor or a lawyer. The tax preparer you select will have access to your personal financial records. Ask your friends and coworkers to recommend a preparer they know and trust. Avoid preparers who claim they can obtain larger refunds than other preparers, or who guarantee results or base fees on a percentage of the amount of the refund.

Keep in mind that IRS does not initiate communication with taxpayers through e-mail. If you do receive this type of request, it may be an attempt from identity thieves to get your private tax information.

good luck & bless

Answer 3

You can't claim the house without claiming the MORTGAGE. I'm betting the mortgage is worth more.

Answer 4

report it as right now or what you own will be all of the payments