what would be better? should i say im using my car for commute, buisness or pleasure.
2007-04-05 11:38:23 · 8 answers · asked by itsthen1370 2 in Cars & Transportation ➔ Insurance & Registration
The TRUTH would be better...
2007-04-05 15:10:47 · answer #1 · answered by Anonymous · 0⤊ 0⤋
Depends, what are you using it for? Do you work? Do you use your vehicle for work other than getting to and from? If you state that it is pleasure use, and then you are a realtor and you are showing homes and get into an accident, your insurance may choose to go back to the date of hire, or start of the policy and charge you the higher rate. I have seen it go back 3 years at 75.00/ year. All in one lump sum. So be honest, that way you won't have to come up with a story on why you were where you were. Also, it is really hard to get compensation for time off of work due to injury if you are rated as not working (pleasure)
2007-04-07 18:56:06 · answer #2 · answered by buttrfly52 4 · 0⤊ 0⤋
Just in case; if you're delivering pizza, some companies wont cover an accident. Also, this is not multiple choice. Tell them what you use it for and then you dont have to worry about it. Business use is the highest cost, to and from work next , pleasure use only is the cheapest. If you're on high risk rates the cost for pleasure and to work are the same with most companies.
2007-04-05 11:58:06 · answer #3 · answered by expertless 5 · 0⤊ 0⤋
If you are using it to commute then I would suggest getting it insured that way. Otherwise, if you get into an accident while commuting there may be no coverage. You may want to try a website that compares multiple companies at once to get you the best price. I am paying less than ½ after I did.
Go to: http://www.insureme.com/landing.aspx?Refby=616165&Type=auto
Take care,
Casey
2007-04-06 00:22:23 · answer #4 · answered by Anonymous · 0⤊ 0⤋
Business, not to mention if you falsify the report to get a lower rate, you may find them sticking that in your face saying you fraudulantly reported it and now they will not cover you when you have an accident.... and the legal theft squad wont tell you that til you actually submit a claim...
2007-04-05 11:43:03 · answer #5 · answered by Anonymous · 0⤊ 0⤋
all three ....if that is the case. Just be honest it won't really make that much difference in your premium to say business vs personal...it the miles they care about. How OFTEN.
2007-04-05 11:43:27 · answer #6 · answered by ? 5 · 0⤊ 0⤋
depends what kind of car it is. if you have an old car, its better to say you take it to work. if you have a nice car, say its just for pleasure.
progressive is pretty good.
2007-04-05 11:42:49 · answer #7 · answered by Your_Star 6 · 0⤊ 0⤋
What would be better. The truth.
2007-04-05 14:45:58 · answer #8 · answered by TedEx 7 · 0⤊ 0⤋