Bank of America teller tried to steal my money?

Question

I just sold my used car which I owned for 5 years for $2,700 cash. I went to the bank and deposited the money(27 one hundred dollar bills). As soon as I got out of the bank, I noticed that the deposit slip said $2,500. I also kind of rememberd that I might have said $2,500 to the teller by accident.

I got scared that I might have lost $200 and ran back into the bank and confronted the teller who helped me. I asked her if she could count the money again. After she counted for the 2nd time, we both realized that she had $200 extra in her drawer.

Did she make a mistake as well or did she tried to rip me off? I just politely thanked her and left. She did look nervous when I confronted her. Also when I made the deposit on prior occasions, teller always put the cash in the drawer before I left. But this time, she seemed reluctant to put the cash in the drawer and I left seeing the cash still laying on the counter. I feel like I should do something but I don't know what.

Actually I did not fill out a deposit slip. The teller did it for me.

Answer 1

I don't know how anyone, especially a teller could miscount only 27 bills. And I am sure she counted twice. Definitely suspicious.

Answer 2

It is much more likely that she just made a counting mistake.

First if she wanted to rob you then she would have given you a fake deposit slip and kept all of your money. If she wanted even more money then she could just forget that and steal it from her drawer.

Second she is a bonded employee and if she loses that bond do to stealing then it will be a permanent mar on her record. Not only will she be fired, but she will be banned from working with ANY job that handles money. The look of horror on her face reflected that. If you had lodged a complaint she could have lost her bond, she would have definitely lost her job. Your $200, not even your $2,000 would have been worth that to her.

In fact she is probably grateful that you found the mistake quickly. If she had a drawer count and was off that by that much she would have lost her bond. I have seen cashiers fired for only being off $50, and that was in the grocery business where the cashiers are just people hired from the manpower pool. A bank teller has to fulfill a high ethical standard and that standard is check on daily. If she makes a huge mistake like she did in your case then she would have her career destroyed!

So what should you do? Well you probably scared her half to death, and people do make mistakes. Her mistake didn’t cost you anything so I would let her off. But, if you delight in destroying a person’s life then you could report her. If she agreed with you then she would be banned from banking ever again. If she lied then she would still be fired and her bond endangered because there was no reason for you to lie, and you didn’t steal from the bank since her drawer held the proper balance at the end of the day. Plus the bank manager is not going to want to risk losing a customer, because on dissatisfied customer tells three others and it grow.

Answer 3

If you got the correct amount deposited, there is nothing you can do. You have not been harmed, and it sounds like you were partially at fault (by filling out the deposit slip incorrectly and then saying $2500 instead of $2700).

Maybe the teller saw an opportunity to pocket $200, based on your being an idiot (sorry, but that IS the legal term for situations where a person hadns over $2700 and says "$2500").

Tell the bank manager that the teller tried to rip you off.
And change banks.

But it doesn't sound like the Bank Of America is at fault.

Answer 4

I have been a BofA customer for many years and have not experienced any of the issues you present. - BofA knew there was a problem with the skimmers and gave the money back. If you don't want to risk future problems, use the teller. If you google ATM skimmers, you will see there are many different banks with this problem in Dec & Jan. - Keep enough money in the bank to cover the transactions then you don't pay overdraft fee. - As part of the homeland security the bank is suppose to monitor any transaction of over $10000 or if anything else seems suspicous. Since you live day to day having a $9000 transaction whether it was directly from another account or not, is suspicious. The bank is only following the law. -

Answer 5

if the cash was on the counter then how did it get into her drawer when you asked her to count it? Sounds like you confused her. She was probably nervouse cause people try to rip banks off all the time. It is probably a good idea to give the teller a correct amount of your deposit.

Answer 6

I used to work in a bank and it's hard to tell sometimes, maybe she made a mistake, maybe not but they have camera's that watch them so it would have been hard for her to actually steal it without being caught. My guess would be she kept some out to get smaller bills for her drawer with or possibly she meant to give it to you being the difference in amounts, or she realized the error after you'd left and I'm guessing that she was wondering how to handle it when you came back and she was shaken at her mistake, banks come down hard on errors like that. On the other hand, it could be she was gonna scam you, never can tell. I would write a note down in a notebook and watch her if you get her again, in fact I'd watch them all for mistakes because Bank of America is known for fraud problems, I have a credit card with them which was used by other people downstate from me to max the card and I found out, changed numbers and reported it, but I'm not comfortable with them now knowing there was a security breach with their computers. When my interest on my checking account is up I will be changing, it's hard because everything I have is set up to use the account, bill pay, direct deposit, etc.

Answer 7

You should call and make a report, when you asked the teller to count her drawer where was the manager? anytime there is a question about money the drawer is closed and counted by someone other than the teller she is there but the manager usually counts it, Can all tellers, count the money in front of you and if there is a discepency that is when it is caught, I believe she tried to get her some spending money....

Answer 8

It was likely an honest mistake on the teller's part. You should at least be smart enough to fill out your own deposit slip. If not, you probably shouldn't be handling your own finances.

Answer 9

On larger deposits, they will not keep it but warp the bills and transfer them out of thier drawers normally.

And this appears to be a accident. There is nothing you can do unless you wish to change banks

Answer 10

She probably made a mistake. She was nervous because she thought she might get in trouble. They have cameras on her and banks don't take that kind of stuff lightly. If she was going to go to jail for that, $200 wouldn't be enough.