Does your credit score go down if you run a credit check? If so by how many points?

Answer 1

If you pull your own credit reports, it will be a soft inquiry which will not hurt your scores.

If you apply for credit or ask someone (banker, car dealer, etc) to pull your credit, you will receive a hard inquiry which will hurt your scores.

How much it hurts depends on your current credit status, if your status is bad or if it is good.

For one inquiry, you could expect a drop from somewhere around a couple points on up to 7 points and possibly higher if your current credit status is very poor.

Answer 2

Depends on who runs it. If you go to a car dealer and they run your credit it's whats called a soft hit and doe's not effect your credit. If however they submit you to a bank, that's called a hard hit and doe's lower your score but only by a couple of points.

Answer 3

yes it does...
every costs because every purchase through credit does it too,
you lose a point for every check...believe it

Answer 4

Not if u do it your self..