My car is parked near my house, at the end of the road. It has been there for several months now. A few months ago one of my neighbors backed into it and smashed the driver door in. He decided he wanted his insurance pay for it. I got his info, but procrastinated and never called his insurance. Can I still collect money from the wreck or has it been too long? I need to know because I'm trying to sell it.
2007-04-05 08:42:33 · 10 answers · asked by Chris R 1 in Cars & Transportation ➔ Insurance & Registration
I'm not sure why so many people are telling you to call YOUR agent. Even if you have collision coverage it's best to go through the other guys coverage. If you have the car repaired they will pay for a rental car while the car is in the shop. Time wise most states allow 1 year to 6 years to make a claim for property damage.
This shouldn't be difficult at all.....assuming the neighbor admits to his company that he did the damage. Here is what I suggest.
1. Confirm with the neighbor that he will admit fault and the date of the accident to his company.
2. Report the loss to his company. They will want to confirm the facts and the date with him. They will then pay you and that should end that.
2007-04-05 13:03:59 · answer #1 · answered by fighting saints 6 · 0⤊ 0⤋
Go ahead and file the claim. In Texas, the statute of limitations for such a claim is 2 years. In some states, it's as little as a year. However, if you're only a few months out, you should be OK.
2007-04-06 05:50:43 · answer #2 · answered by attorneyscott 2 · 0⤊ 0⤋
You can do what you want with insurance money, assuming nothing is owed on the car. If you have a lien the money must be used towards the vehicle or the payments. If you owe nothing on the car, take the money and use it towards bills. Do make sure that he has a citation issued , or there is proof that he is at fault in the situation.
2016-05-17 23:57:18 · answer #3 · answered by ? 3 · 0⤊ 0⤋
You did not indicate your state so this may vary, but you have two years to make a claim in California.
Take some photos and call YOUR agent. They should take it from there.
if not, then you can deal with the matter in small claims court ('Wapnerizing' we call it). That is an easy process and it sounds like a slam dunk.
good luck...
.
2007-04-05 10:20:30 · answer #4 · answered by ca_surveyor 7 · 0⤊ 0⤋
You shouldn't have waited that long but you can probably still get it fixed. Call that person's insurance company and file a claim. The worst they can say is "you're SOL." Good luck!
2007-04-05 09:48:55 · answer #5 · answered by ? 5 · 0⤊ 0⤋
Yes. Call his insurance company and file a claim against him. You aren't at fault, no need to bug your own company with this.
2007-04-05 09:19:28 · answer #6 · answered by Beth 4 · 0⤊ 0⤋
you could take the money from him and tell him that u werent able to get it from his insurance or just call his insurance company and they will come down to your house and check it out and give the amount that your car is damaged
2007-04-05 08:47:51 · answer #7 · answered by Mr E Double 3 · 0⤊ 0⤋
yes you still can as lon gas you can prove it. if you have insurance that isn't comprehensive, you can ask them to repair the damage done to your car and they will ask your neighbor's insurance company for the money. as long as you can still prove it, or better yet, if your neighbor is still willing to take responsibility, then yes.
2007-04-05 08:51:50 · answer #8 · answered by tomas 1 · 0⤊ 0⤋
You have the right to get it repaired, make a claim,
2007-04-05 08:46:34 · answer #9 · answered by Uncle Red 6 · 0⤊ 0⤋
Call your agent and ask. Not his, yours.
2007-04-05 08:45:58 · answer #10 · answered by oklatom 7 · 0⤊ 0⤋