Does anyone know of private student loan company for a student with below-average and no co-signer?

Question

I've applied for many private student loans and have been denied with my co-signers that have less than average credit. I can't find anyone with really good credit. Does anyone know of a company that might approve me? I don't even care if the interest rate is sky high I just need a loan!

Answer 1

You ask, "Does anyone know . . . ?"

The answer to that question, whether ANYONE KNOWS, is certainly there must be someone out there who knows.

But is that what you really were asking about?

Maybe you wished to determine HOW MANY people know?

Answer 2

Part of the problem might be that you have applied for "many private student loans." Every time you actively seek out credit, your credit score will take a hit. If you apply for numerous loans in a short period of time, your credit score *will* drop. If you don't need the loan right away (for example, if you need it for school next Fall), try to give your credit report a break.

Otherwise, apply for loans selectively. In my experience, the following loan companies have been known to approve students with less-than-stellar credit:
Campus Door (Undergraduate Loan)
Wells Fargo (Collegiate Loan)
Nellie Mae (Excel Loan)
Key Bank (Alternative Loan)

Before you pick one of these companies, read the criteria for the loan on their website and pick the one that plays to your strengths. For example, if you have no job history, don't waste your time and damage your credit by applying for a loan that you know requires one.