After a minor car accident, what do you have to do? Do you exchange insurance information with the other driver? What do you do with this information? What if you don't agree on who was at fault? Is calling the police always necessary?
2007-04-04 15:27:38 · 8 answers · asked by penguinef 2 in Cars & Transportation ➔ Insurance & Registration
You exchange names, addresses, insurance information, license plate number and phone numbers with the other person involved.
Take note of the damage on your vehicle and the other person's vehicle....and remember what happened.
Contact your insurance agent and give him/her the details of the accident, the other person's info and the other person's insurance information.
In some states, you have to get a police report also. Get a copy and keep it in case the insurance company needs it.
In some states, the police always respond, while in others, they will not respond if it's in a parking lot.
2007-04-04 17:09:59 · answer #1 · answered by brotherb95 3 · 0⤊ 0⤋
You swap information with the other driver, including contact info, people in the car, insurance info, type of car, plate, etc. Don't forget names and numbers of witnesses.
If the cars are drivable and no one is hurt, good luck getting the police out there. If you're in a major city, you could be waiting for HOURS. In my opinion, if the cars are drivable and no one is hurt, you don't need a police report.
Neither the people involved, NOR THE POLICE, determine fault for the accident. Fault is determined through case law history in your state, and a description of the accident. In my experience, 95% of people in an accident deny fault. Yep, 50% of them are at fault, and most of them won't believe it. I've actually had people tell me, "the accident was her fault, because she was on a cell phone, and if she wasn't, she would have seen me run the stop sign and could have avoided the accident.".
You take all the information, and report it to your insurance company. Even if you think the other guy is at fault. Or at least, talk to your agent.
2007-04-04 15:43:16 · answer #2 · answered by Anonymous 7 · 2⤊ 0⤋
After a car accident make sure no one is hurt. call the police to make a report. Exchange information. Notify your insurance company. Notify the DMV as soon as you can. Calling the police would be the best way to go, in helping prove who was at fault.
2007-04-04 15:35:36 · answer #3 · answered by carlos c 1 · 1⤊ 0⤋
according to insurance companies, you should always get a police report. If you both agree that the damage is so minor that neither of you want to file a claim, then you can forgo the police report. But do not believe someone when they say they will pay for your repairs without a police report and insurance claims. The cost of body repair these days is way too high and no one wants to come off the money.
2007-04-04 15:34:45 · answer #4 · answered by Anonymous · 1⤊ 0⤋
I would call the police if it is any kind of damage. Let them fill out a police report. You will have to notify your insurance company also. The insurance companies will fight it out over who's fault it is, but you will be getting estimates on teh repair. some insurance places have their own adjusters and will work with the repair shops to make sure your car is fixed.
2007-04-04 15:32:08 · answer #5 · answered by Fordman 7 · 1⤊ 0⤋
Make sure everyone is ok..call for needed help
Call the police...no matter how minor.. call the police
if possible get witness names and numbers
if possible move vehiccles to safe place, mandatory in CT for non injury accident.
2007-04-04 15:33:54 · answer #6 · answered by Papa Joe 4 · 1⤊ 0⤋
in basic terms loosen up. cool down: close your eyes and take a deep breath. Your mom stated he strengthen into going to be in basic terms nice. you have not something to rigidity approximately, he would be completely ok earlier you recognize it. it is common to sense bowled over and scared after something like this occurs, yet a minimum of it wasn't too extreme. i desire I helped you, and that i desire your doorstep dad a speedy restoration!! =] -A.J.
2016-10-02 04:59:25 · answer #7 · answered by ? 4 · 0⤊ 0⤋
call police and your insurance agent then follow instructions
2007-04-04 15:34:02 · answer #8 · answered by furmanator1957 4 · 0⤊ 0⤋