2007-04-03 01:52:58 · 3 answers · asked by needles_uncivilized 2 in Politics & Government ➔ Law Enforcement & Police
It means just that, the parties involved are not blamed or found at fault for what ever the incident may be such as a car accident. Car accidents that do not result in any injury to the parties are considered "no-fault" accidents. It means that this also limits a person's ability to sue the other driver for damages.
The crux of Florida's no-fault law, enacted 31 years ago, is that motorists must insure themselves for the medical expenses and wage losses they would suffer from routine accidents. The minimum coverage for this personal injury protection -- called PIP -- is $10,000 with a maximum deductible of $2,000. Above that, your health insurance takes over, if you have any. You can collect from the other driver only if you can prove a permanent injury.
2007-04-03 01:59:15 · answer #1 · answered by thequeenreigns 7 · 0⤊ 0⤋
It means that when you are involved in an accident, regardless of who hit who, you don't blame the other person, but go through your insurance company to get your car fixed and medical bills paid. The other party does the same thing to their insurance company. The insurance companies deal with each other and determine who was at fault, then repay the insurance company, who's client did not do anything wrong. In the end, the person who committed a violation and caused the accident will have their insurance rates go up.
2007-04-03 09:02:26 · answer #2 · answered by auditor4u2007 5 · 0⤊ 1⤋
What the previous posters have stated is somewhat true, but ONLY for injuries that do not surpass the "serious injury" threshold. Tort remedies are fully intact for property damage claims.
2007-04-03 16:36:17 · answer #3 · answered by Anonymous · 0⤊ 0⤋