I forgot to pay my insurance on the 7 they sent me a notice to pay on the 25th or cancellation. I got into an accident on the 30 planned on paying on the 2 of April then again on the 6th. I filed a accident claim on the 30th. with me paying on the 2 and reinstating my auto insurance will my insurance company still cover me for my accident on the 30th. I need help fast.I havent been denied reinstallment. I am only late paying 1 time. please help.
2007-04-01 07:25:35 · 8 answers · asked by spider 1 in Cars & Transportation ➔ Insurance & Registration
In this case, it's up to the insurance company if they want to cover it or not. Most policies state that if you have an accident while the policy is in cancellation status, have a wreck, and then pay your premium current, the decision to afford coverage is up to them. So, you better find out from your insurance company and not here.
2007-04-01 17:49:06 · answer #1 · answered by bundysmom 6 · 0⤊ 0⤋
1
2016-09-24 23:26:46 · answer #2 · answered by Gregg 3 · 0⤊ 0⤋
Not a good idea. Not only will they not pay the claim, but they could charge you with insurance fraud. You would be better off cancelling the claim & getting a new auto policy. You may want to try a website that compares multiple companies at once to get you the best price. I am paying less than ½ after I did.
Go to: http://www.insureme.com/landing.aspx?Refby=616165&Type=auto
Take care,
Casey
2007-04-02 02:30:25 · answer #3 · answered by Anonymous · 0⤊ 0⤋
Sounds like you are too late. You were driving without proof of insurance, no they aren't going to cover you if you reinstate the policy. That would cost the insurance company money that they are not liable for.
2007-04-01 10:54:46 · answer #4 · answered by fisherwoman 6 · 0⤊ 0⤋
from my personal experience with insurance companies they will find any reason to deny coverage, especially if they know you filed a claim while without coverage offically being in effect...
you can try and get coverage, but i doubt they will cover your accident since you really had no insurance coverage in effect at the time of your accident
2007-04-01 07:42:28 · answer #5 · answered by Ksyrium 3 · 0⤊ 0⤋
You know, there's an old saying that it's better to have insurance up to date and not needing it than to have insurance out of date and needing it. No my friend I'm sorry but they will not cover you!!
Good luck
2007-04-01 07:58:08 · answer #6 · answered by Anonymous · 0⤊ 0⤋
Were you covered on the date of the accident? If you were, you are covered. If you weren't, you aren't. The only one who can give you a definite answer is your agent. Ask.
2007-04-01 07:33:37 · answer #7 · answered by oklatom 7 · 1⤊ 0⤋
On the 7th they sent you a notice to pay by the 25th?? You planned on paying on the 2nd???
2007-04-01 09:57:01 · answer #8 · answered by TedEx 7 · 0⤊ 0⤋