If you buy your quote off a site like equifax does that lower your credit score when you check it?
2007-03-30 19:01:30 · 4 answers · asked by mzydorczyk 2 in Business & Finance ➔ Credit
should i go with a company like equifax then? are their scores my real score?
2007-03-30 19:16:35 · update #1
When you check your scores or credit reports it will not hurt your scores those would only be soft inquiries. If you have a bank, car dealer, etc. pull them for you then they will be hard inquiries and will affect your scores.
The only place to get your true scores is from myfico. All others are fake scores.
2007-03-30 20:05:32 · answer #1 · answered by echo 7 · 0⤊ 0⤋
No it does not lower your score when you yourself check it only when ur applying for credit and they cheack it is when it can lower your score but even then it doesnt have to always lower your score. If you apply for credit and they give you credit there it will look good on ur credit report but if you apply for credit and get denied then it looks bad. Applying for alot of credit isnt too good but yeah checking it yourself doesnt even show up. I purchased my credit score from experian but it says its not your real fico score its just a guess from experian.
2007-03-30 19:11:48 · answer #2 · answered by Kristi A 4 · 0⤊ 0⤋
One self check won't do much to change your score.
Link to a free credit report at my website:
http://www.bankruptcy.lakelaw.com
2007-03-31 03:06:50 · answer #3 · answered by DLeibowitz 5 · 0⤊ 0⤋
No, that is a free service. Doesn't lower it and it also gives you a chance to fix mistakes on your file if there are any.
2007-03-30 19:10:50 · answer #4 · answered by Wolfmanscott 4 · 0⤊ 0⤋