I would like to pay on my Nimo bill I owe and it states on my report that they do not expect payment. Its like $2800.00 and I first off would like them to wave the late fees and I would pay the rest in full. The question is will they pull it off my credit report after I pay it and also do you think they would reduce it. Thank you for your help*************************************************************************************************************************************
ps I am also looking for a company to help me with this but it seems to be that either you can get a layer to help with bankrupsy or credit concalidaters to make payments. Is there anyone else that just helps pay old bills in full with some bargening on my behalf?
2007-03-28 11:25:55 · 2 answers · asked by Katie 3 in Business & Finance ➔ Credit
Don't get into details about waiving fees. Just offer a lump some as "Payment in Full". Offer to overnight a Cashier's check for that amount as soon as the sent you a WRITTEN agreement to accept that amount as FULL PAYMENT. If they have already reported the debt as a bad debt, they will accept a settlement for less than the full amount. The older the debt, the lower the offer they will accept.
2007-03-28 12:09:25 · answer #1 · answered by STEVEN F 7 · 0⤊ 0⤋
You are right; the debt collectors love to chew up and spit out unassuming consumers but actually show a great deal of respect for (and in some cases are intimidated by) 3rd party negotiators. You could likely save more using one.
2007-03-29 09:36:18 · answer #2 · answered by CALIFORNIA GOLD 3 · 0⤊ 0⤋