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Dental office wants to charge for it but insurance company says it's my option and not necessary. Who do I believe?

2007-03-28 07:42:46 · 1 answers · asked by Mike 4 in Health Dental

1 answers

I can't speak to the necessity of any treatment for you. It's impossible to diagnose over the internet.

But this is a game insurance likes to play. They will say they are denying your claims and try to shift the blame to the dentist by saying:
1. The procedure is not necessary
2. The dentist is charging too much.

The insurance company has no way to know if you need any specific treatment. You are just a name (or more likely a number) that costs them money if they actually have to pay out instead of just collecting your premiums every month. Has anyone from the insurance company come to look at your mouth and see what your needs are? I'm guessing not. LOL

Be up front and ask your dentist if you have concerns. It may very well be optional in your case, but it could also be necessary and important. Your dentist will probably be happy to discuss his reasons for prescribing this treatment.

2007-03-28 08:45:50 · answer #1 · answered by mulberry 2 · 1 0

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