Defaulted loan?

Question

Okay, here's my issue. I defaulted on a loan once but I have since paid it off. But for two years after paying it off, the company have not done anything to report that I've since satisfied that. I even have the letter from the court dating two years back signed by their own lawyer that I have paid everything in full. What should I do? I haven't been able to apply for financial aid and stuff because I kept showing up defaulted for the last two years when I should not have been.

Answer 1

You need to contact the company again. You also need to contact the 3 big credit companies directly. You can clear this up but it will take a little work. Also, when you are applying for a loan, make sure you have your evidence of having paid the loan back with you. Good luck.

Answer 2

You can pull your credit report free every year. If you can answer all the questions on-line, you can pull it up on-line. I have cleared up things on mine just like what you've got. Usually there is a button next to any bad credit. I think most of them say, "dispute". Click on that, and check mark why you are disputing it. The credit bureaus will investigate and it should be removed, if not, you will have to mail your paperwork to them. Most Credit Bureaus tell you it takes up to 6 months, but all my stuff was cleared up in 2 months.

Answer 3

I am Mr William Smith of Alan Loan Company.We goverment approved and certified lenders.Our company do offer loans ranging from personal to industrial loans to interested persons or companies who are seeking financial aid at a negotiable interest rates sometimes as low as 5%.Why should you die insilence when you have an opportuinity to clear your dept,start or boost your business with a loan from our company.so apply for a loan now.
Interested persons should contact us via these email addresses [e-mail] [e-mail] for more information.
BORROWERS INFORMATION
Your names ................................
Your country................................
Your address ..............................
Your occupation ..........................
Your marital status ......................
Current Status at place of work.........
Phone number..............................
Monthly Income...............................
Amount Needed.............................
AWAIT YOUR RESPONSE.

SIR WILLIAM SMITH

Answer 4

apply it another