I would like to get Invisalign, but I'm on a tight budget, and my employer offers Metlife Dental, I don't know much about them compared to Delta Dental, but has anyone had Invisalign covered by Metlife Dental?
2007-03-28 04:57:49 · 1 answers · asked by Chi ^_~* 2 in Health ➔ Dental
I would talk to your HR department. The services covered by any healthcare plan are specific to the policy your company has. So just because another person had it covered by Metlife doesn't mean yours would be (or vice versa).
2007-03-28 05:01:06 · answer #1 · answered by leaptad 6 · 0⤊ 0⤋
Does Metlife Cover Invisalign
2016-11-07 00:08:50 · answer #2 · answered by ? 4 · 0⤊ 0⤋
Do not blame MetLife if your insurance coverage stinks - blame the employer who picked the benefit level.
MetLife offers many different plans, some which have an orthodontic benefit. If you have ortho, it will cover Invisalign exactly the same way it would cover regular metal braces.
When your employer buys benefits for employees, they pick and choose from a variety of options - prescription drugs, preventative care, deductibles, etc. The more they pay, the more coverage you get.
It's not really the insurance company's decision, although some of them are easier to work with, from the provider's perspective.
2007-03-28 05:14:06 · answer #3 · answered by emmalue 5 · 3⤊ 0⤋
I would suggest to have an orthodontist do your teeth because they are more specialized in that. When i got my braces on last year, my dentist recommended veneers instead which i disagreed with. Also, you have to stay on top of it with invisalign... Just because you cant see it doesn't mean that you will get the full result. You may forget to replace them every 2 wks and that will mess things up. Just a suggestion for ya... Usually if you are a good candidate for invisalign than the braces wont take long either... Have fun with whatever you chose to do.
2016-03-17 10:00:45 · answer #4 · answered by Anonymous · 0⤊ 0⤋
DO NOT GET ON METLIFE DENTAL!!!
I got signed on to MetLife on Jan. 1 of this year. I pay over $48.00 per month. I went and had a filling that cost $182. MetLife only paid $42. and I had to pay the rest. I tried to cancel my policy since I have to pay most of my dental bill anyway and I was told I cannot cancel for one year. It's a ripoff!!!!
2007-03-28 05:02:49 · answer #5 · answered by capnemo 5 · 1⤊ 2⤋
Everybody's policy is different, so what might be covered for one person, might not be covered for another, it varies by plan (and by company).
I would suggest calling Metlife and asking.
2007-03-28 05:04:48 · answer #6 · answered by Summer hiker 4 · 1⤊ 0⤋
CHI,
INVISALIGN IS ONLY 1 TYPE TO DO ORTHODONTICS. WHAT YOU REALLY SHOULD BE ASKING IS WHAT % OF THE TOTAL BILL WOULD THE INSURANCE COVER?
THE BILL FOR INVISALIGN IS EXPENSIVE UP FRONT, SO YOU MAY NEED TO PAY $1,500 - $1,800 JUST TO BEGIN INVIALIGN. THE SAME WON'T BE TRUE FOR TRADITIONAL BRACES.
IF YOUR ON A TIGHT BUDGET INVISALIGN MAY NOT BE YOUR CHOICE.
2007-03-28 05:21:36 · answer #7 · answered by Dr. Albert, DDS, (USA) 7 · 4⤊ 0⤋