Fee for using credit card at one baskin robbins and not at other?

Question

I made a purchase at baskin robbins and one of the locations charged a fee for credit cards while the other doesnt is that legal. and the sign in one of the stores says it charges a fee for credit card purchases but fee was charged on debit card is that legal

Visa' Merchant rules say that you can not charge a fee

Is it legal that they charge a fee on a debit card when the sign in the says fee for credit card . When a debit card is not the same as a credit card

Answer 1

As you know, it is a violation of the merchant account agreement to add a credit card surcharge. If you have the receipt, you can go to the Visa.com web site and file a report right now.

If you have a cell phone, it's always really fun to call 1-800-VISA-911 while the cashier is ringing the transaction up.

Edited to add: It is indeed illegal in a couple of states, but for the majority of us it is just something that Visa won't allow.

Answer 2

Yes, I think both practices are legal. You've got to be careful about what cash machines you use when you need cash. I had a similar experience at work last week. I went out of my way to get cash from my credit union's ATM but unfortunately it was broken so I had to use what I like to refer to as a foreign ATM. The consequences? I got smacked with a $1.25 fee for using the foreign ATM, plus my own personal credit union smacked me up the side of the head with another $1.00 for not being loyal to them, even though their machine was on the blink.

My personal feelings? Well, maybe Andy Rooney or John Stossle could do a little light-hearted segment on this ridiculous and really outrageous practice. I really think our law-makers need to intervene here and make charging fees to get some of your own cash, even from a "foreign teller" against the law.

But you know, when all is said and done, it's just another device used by already rich and powerful institutions to make even more money at "John Q public's" expense. Give me a break!

Answer 3

they are independently owned franchise ... and yes, anyone can charge any fee they want ... you chose if you want to pay it or not.