2007-03-27 13:56:29 · 5 answers · asked by davina j 1 in Business & Finance ➔ Insurance
That answer depends muchly on the circumstances of the injury - how you got it, how it happened...and more importantly be very careful of accepting any money and giving up your right to future claims should you have future medical problems stemming from the concussion. Mild concussions are typically harmless...have had one before and aside from the pain in the short term...was absolutely fine with some rest...hence the term "mild" concussion. Head injuries are not to be taken lightly and can create problems years down the road. Involve a Doctor and a lawyer who will give you a free consultation before you sign or accept anything!
2007-03-27 14:03:03 · answer #1 · answered by chick33 3 · 0⤊ 0⤋
No, no, no. Absolutely no. There is NO minimum amount to be compensated for this or any other injury. Likewise, there is no maximum amount. And there is absolutely NO list of what injuries are worth, as I read somewhere in here. There is no such pricing for these things. Absolutely none. Not with an attorney, not at an insurance company office, not anywhere.
And I don't like green eggs and ham - not in a box, not with a fox, etc.
Is that emphatically stated or what? My, the strange ideas I read on this forum...
In this or any other claim for which you are owed ("liability accepted" as you have it there) you are owed a REASONABLE amount to INDEMNIFY you for your loss. No more, no less. But there is absolutely no price guide by which one can put details of the injury or any other claim into a cash register and cha-ching! out comes a receipt and a check. Every claim is different, every situation has its own merits to be considered. A reasonable amount for your concussion may be entirely different than a reasonable amount for someone else's concussion. "Concussion" is a broad term that could mean a lot of different things. And "Mild"? What is mild? One person's definition of mild may be entirely different than another's.
The adjuster will need to read the doctor's report on your particular injury as well as consider all other relevant information in order to come up with a reasonable offer to indemnify you. From that, the adjuster will contact you to make an offer. The adjuster's job is not to lowball you just to see if you will take a too low offer (that would not accomplish indemnification) but neither should the adjuster make a drop dead offer from which they cannot negotiate. The adjuster should make an offer that is reasonable and be able to negotiate should your situation warrant something more. You should be ready to present why you think your injury merits something more in compensation if you, indeed, think the adjuster's offer is too low.
2007-03-28 11:26:17 · answer #2 · answered by OneManWrites 2 · 0⤊ 0⤋
Assuming you had no follow up treatment outside of ER, I would say your claim is worth about $500 and not over 1k. Mild concussion is nothing more than saying you have a bump on your head. No long term issues and no symptoms outside of maybe a headache for that day. Come to think of it $500 is a really good offer, take it if they offer
2007-03-27 21:58:05 · answer #3 · answered by mamatohaley+1 4 · 0⤊ 0⤋
There is usually a dollar range chart for each type of injury and your attorney should have a copy.
The insurance company will aim for the bottom # and your attorney will aim for the top #.
2007-03-27 21:06:43 · answer #4 · answered by kate 7 · 0⤊ 0⤋
$200,000,000.00
2007-03-27 21:01:05 · answer #5 · answered by Wabo man 3 · 0⤊ 1⤋