2007-03-26 21:05:23 · 6 answers · asked by james h 1 in Business & Finance ➔ Insurance
Lloyds TSB seems good for the level of cover provided. You can always get cheaper, but then try and claim??!!
2007-03-26 21:28:42 · answer #1 · answered by jayktee96 7 · 0⤊ 0⤋
Home Insurance isn't really about who's cheapest it's who's best value without comprimising on cover. If you are under-insured it can cause serious problems when you come to claim as insurers are entitled to (and do) cut the claim amount by the same percentage as you are under-insured so if your buildings is insured at £100k but you needed £150k you would be under-insured by 1/3 so the company would only need to pay out 2/3 of £100k which is £66k leaving you up the creek with no paddle. Same applies to contents cover - it's called the averaging principle.
Try Halifax or Norwich union as they both offer unlimited insurance which means you cannot be under-insured. A good place to compare prices and quality is moneyfacts.co.uk
2007-03-27 13:58:53 · answer #2 · answered by vera-ann 2 · 0⤊ 0⤋
There isn't any one "one size fits all" cheapest company. If you're in a high risk area like Texas, LA, or FL, you'll be with a national carrier. If you're in a low risk area, like the midwest, I LOVE LOVE LOVE little regional carriers like Erie and Merchants.
But call a few agents, see if any write for little regional carriers in your area, then get some quotes.
2007-03-27 08:13:37 · answer #3 · answered by Anonymous 7 · 0⤊ 0⤋
I find Paymentshield cheap - and new customers get first 3 months free!
2007-03-27 04:23:12 · answer #4 · answered by Anonymous · 0⤊ 0⤋
There are several insurance companies listed here who will give you a quote online:
http://www.alltheuk.co.uk/business/finance/insurance/index.htm
2007-03-27 07:40:23 · answer #5 · answered by Anonymous · 0⤊ 0⤋
more than on the tv ad claims that if you do not claim within the first two years you get the third year freee
2007-03-27 04:08:38 · answer #6 · answered by Anonymous · 0⤊ 0⤋