I have a question, does full coverage auto insurance cover your vehicle if you have tire damage done?
My roommate was driving down the road and pulled off on the side of the road. When he did there was something that he ran over. It punctured both wheels on the passenger side of the vehicle and I can't really afford to have the tires replaced right away, I was wondering if I should file me a claim to have them replaced?
2007-03-26 14:06:12 · 4 answers · asked by Anonymous in Cars & Transportation ➔ Insurance & Registration
No, not worth it unless it caused damage other than the tires. Additionally, if your collision coverage is used for this it might be considered an at-fault loss depending on whether the item he ran over was foreseeable (big piece of tire, metal, etc).
2007-03-26 14:21:52 · answer #1 · answered by Pieandchips 3 · 0⤊ 0⤋
Most likely not. Your policy probably has a $500 or $1000 deductible so even if you could file a claim the cost of tires will be less than the deductible.
My $.02 worth
2007-03-26 14:11:02 · answer #2 · answered by mmszbi 2 · 1⤊ 0⤋
I know that this is coming too late, but I think it is a good idea to ask when buying tires if they offer "road hazard".
It is usually less than $5.00 per tire and it has been very helpful to me quite a few times.
2007-03-26 14:46:23 · answer #3 · answered by justanoldguyfromky 2 · 0⤊ 0⤋
Exactly, you'd have to pay for the whole thing yourself anyway, so what's the point?
2007-03-26 14:16:25 · answer #4 · answered by Lost Poet 6 · 1⤊ 0⤋