MY CREDIT IS OK,I JUST STARTED A PART-TIME JOB AND I WANT TO BUY A 2007 NISSAN ALTIMA HYBRID.ITS MY DREAM CAR.MAYBE SOMEONE COULD ANSWER MY QUESTION BECAUSE MY HUSBAND DOES NOT KNOW,THANK YOU
2007-03-26 12:35:38 · 5 answers · asked by Anonymous in Cars & Transportation ➔ Buying & Selling
Good credit is definitely a plus, but as little time on your job as you have, a sizable down-payment will probably help you the most. Not only in acquiring the purchase but also in keeping your monthly payments as low as possible. Also might think about having someone cosign on the loan with you. Good luck and happy motoring.
2007-03-26 15:01:18 · answer #1 · answered by dgarren07 1 · 0⤊ 0⤋
If you only have a part-time job and you have no other income, you will be denied. You said your husband doesn't know, is he employed, is his income going to help purchase the car? You would need at least a year of full time employment, along with credit estrablished with a credit card, or major store(JC Penney, Sears, Home Depot). Without your husbands income, it's difficult, if it's all your income, keep dreaming, cuz it ain't gonna happen.
2007-03-26 12:42:19 · answer #2 · answered by fisherwoman 6 · 0⤊ 0⤋
I don't know the price for this car, but if you walk into the dealership with decent credit, they will pull out all the stops trying to get you a loan. Resist the temptation to go 72 or 84 months just to qualify for this car. New cars are a horrible investment, don't add insult to injury by being up to your eyeballs for this car. Or even worse, owing more than its worth when you try to trade it in.
2007-03-26 12:59:16 · answer #3 · answered by godged 7 · 0⤊ 0⤋
a part time job won't get you a good loan, no matter how long you've been working there.
for a full time 3 months is okay.
2007-03-26 13:53:41 · answer #4 · answered by morequestions 5 · 0⤊ 0⤋
Most places require 6 months. If you have good credit I don't think it matters.
2007-03-26 12:40:00 · answer #5 · answered by mister 7 · 0⤊ 1⤋