How can I defer my car payment for this month?

Question

I need to defer my car payment this month. I called and asked and said it was for financial hardship. The company said this was not an excuse. Any ideas for me to use??? Thanks!

Answer 1

Sorry, but no. If the company said no, then there's no way to "make" them.

Answer 2

Call them back and see if they will work out a payment plan with you. Most credit places will, explain the situation is greater detail and cry if you have to. Eventually, they will let you talk to someone, even ask for a manager. Someone should be able to work with you if it is a real financial hardship.

Answer 3

are you able to ? probable. Will it bring about late fees and bigger pastime ? confident. that is going to additionally harm your credit slightly too. That reported, if its the thirtieth month of a 36 month hire and additionally you have by no capacity been late earlier, they could purely advance it a month. many times although, they like you to seize up & stay caught up. And in case you cant after 4-5 months of staying 30 days at the back of yet in any different case paying they'll many times defer that final charge.

Answer 4

Do you own a home? If so, you can refinace your home mortgage and consolidate your auto loan by paying off the vehicle using your available equity.

In most cases, your monthly mortgage payments may be around the same amount you're paying each month right now.

So now you wouldn't have to make payments on your vehicle anymore because you will have the whole thing totaly paid off.

I am a mortgage consultant and if you have any further questions please go ahead and email me back.

Answer 5

You need to ask a family member for a 30 day loan.

If your own family can't give you a 30-day loan then you KNOW WHY the finance company won't accept your excuse.