2007-03-26 03:50:58 · 4 answers · asked by ILI ANA 2 in Business & Finance ➔ Credit
I pull his file from Equifax and i know the
coll agency and creditor name - that is med provider i have never heard
I talk with all hospitals we've used our credit is in a "good standing"
2007-03-26 04:33:33 · update #1
The amount is very small - under $300
The question is how we could recover his perfect credit score ?
2007-03-26 04:36:09 · update #2
I do not believe i have a bill from any of them also. The collector has the case in Jan 07!?!?
2007-03-26 04:37:37 · update #3
We had the med services in Provina hosp Urbana, IL
2007-03-26 04:39:12 · update #4
pay the bill, thats it thats all
2007-03-26 03:58:38 · answer #1 · answered by jim m 7 · 0⤊ 2⤋
First call the med. hospital in urbana to find out what this is, and only if you are certain this is an absolute error you may proceed, but if it is no error then you should pay the $300...?
If you should pay but you do not, then you have the right to do nothing and only nothing, or pay it. If this is not your bill then you should ask them how is this problem fixed, and you must compare their information and what is the case to make sure you did not have this service provided, ok?
If you owe the bill and you do not pay, again it is the law and your right that you do nothing, but it would be incorrect to proceed with dispute if you owe this amount.
If the phone call does not fix it and you do not owe the bill, then to recover his perfect credit score online, you may request investigation of collection accounts, please read and follow the instructions:
https://www.econsumer.equifax.com/consumer/sitepage.ehtml?forward=online_dispute
2007-03-26 11:12:29 · answer #2 · answered by netthiefx 5 · 0⤊ 1⤋
You don't say what was sent, why or by whom. Contact the collection agency that sent the information to you and the company or person who sent the information to the collection agency. You have 30 days to notify them if it is not your debt or there is reason that it is not correct. Dealing with them is your only option at this point. Determining whether this was a mistake or valid is the first move.
2007-03-26 10:59:00 · answer #3 · answered by Margaret K 3 · 1⤊ 1⤋
You need to write them a letter disputing the claim within 30 days of notice of the claim. They then have to provide you with proof of the claim. It's the law.
2007-03-26 10:55:16 · answer #4 · answered by lawmom 5 · 1⤊ 1⤋