I am looking for some temporary health insurance to cover accidents and the like until I am covered by medicare in one year or two years depending on a SS decision. I am 63 and live in Oklahoma. I received one quote from Golden Rule or United Health and wonder if the are a good firm? Please advise if you have experience with them or another such program.
2007-03-24 14:51:35 · 9 answers · asked by Anonymous in Business & Finance ➔ Insurance
Golden Rule is owned by United Health. It is one of the leading issuers of policies to individuals. Also consider Blue Cross, Time Insurance, Mutual of Omaha, if you want other options.
2007-03-24 17:47:01 · answer #1 · answered by Anonymous · 0⤊ 0⤋
I am an independent insurance agent in Oklahoma. Golden Rule (owned by United Health) is a good company, but they are more expensive than some other carriers. If you know your coverage will start in a year, you can get a temp med policy that will cover you until then for a lot less than a permanent policy. I wish I knew where you are located - I could refer you to a good independent agent in your area to help you as I was a sales manger for a health company and worked with about 300 agents in Oklahoma alone. Contact several independent agents in your area and get several quotes, that is my advice.
PS DO NOT do the Ameriplan thing - it is only discounts to medical costs and is not insurance. That person is not looking to help their clients, they just want to SELL something and make a buck.
2007-04-01 10:04:41 · answer #2 · answered by nurse ratchet 6 · 0⤊ 0⤋
It will be a bit more challenging for your because of your age, certainly more expensive than for a younger person. I have not heard of Golden Rule, but UnitedHealthCare is a very reputable and large medical insurance company. Make sure you are dealing with UnitedHealthCare and not someone with a similar name. I know Blue Cross/Blue Shield also offers individual medical coverage like you are looking for. Good luck.
2007-03-24 22:03:51 · answer #3 · answered by HoustonTexan 3 · 1⤊ 0⤋
Many online companies have very cheap temporary health insurance. You may want to try a website that compares multiple companies at once to get you the best price. I am paying less than ½ after I did.
Go to: http://www.insureme.com/landing.aspx?Refby=616163&Type=health
Take care,
Casey
2007-03-27 09:45:27 · answer #4 · answered by Anonymous · 0⤊ 0⤋
Try www.celticinsurance.com. I have been hunting for Health insurance also and have found out Celtic has so far been the cheapest with the best benefits. Good Luck.
2007-03-29 16:40:27 · answer #5 · answered by donna_honeycutt47 6 · 0⤊ 0⤋
http://www.combined.com/2000_combined.html they pay you to be in the hospital and they are nation wide. I work for them, and you only pay $8 a month or $16 depends on if you get the half unit or the full. Very good, check out the web site its called combined.
2007-03-27 16:25:35 · answer #6 · answered by cexymama696969 3 · 0⤊ 0⤋
You might want to try and bookmark this site for research information on health insurance. news, articles and more. It may have the resources to help you with your question.
http://www.healthinsurance-guide.net/
2007-03-28 08:49:06 · answer #7 · answered by Anonymous · 0⤊ 0⤋
your best bet is ameriplan...
its better than insurance
its so affordable
59.95 per month for your entire household!! OR 49.95 FOR ONE PERSON
and everyone is aproved!!
dont belive me see for yourself.. all you have to do is sighn up. honest i did and it was the best thing i have evr done i no longer worry about wether or not my insurance will cover the cost of work that i am entiled to... i just flash my ameriplan card and everything is taken care of go see for yourself
2007-03-25 22:40:26 · answer #8 · answered by Anonymous · 0⤊ 0⤋
browse here. http://www.tkqlhce.com/click-1748196-10307963
2007-03-31 23:45:20 · answer #9 · answered by Anonymous · 0⤊ 0⤋