How can you lease a car without a cosigner?

Answer 1

You need good credit. To get that you first need credit. Having a decent longer term job will help you apply for a credit card. Pick ones that look like crappy cards because they will be more likely to approve you. You don't want to have to apply to many b/c each will check your score which lowers your rating. After you have a card you need to use it to show you are responsible with it. Basically charge it up and pay it off without being late.

FYI, I bought a house when I was 20 at 4.875 fixed having only had my first credit card for three months. It doesn't take a lot to make yourself look good, or bad.

Answer 2

If you have to ask this.....then you probably can't get it without one.....actually there is what is called a "pre-paid" lease where you make all of the payments up front where there is no collection of payments....usually the lender will also give you a rate discount as a result of this......if you have been trying at a dealership.....and you have some money but not enough to do a the prepaid lease.....ask the dealership that perhaps if you volunteered to make a much large then normal security deposit for the lender to hold in case of a default.....at the end, you would get this money back and you would be establishing some credit without a cosignor and not have to ask this question again!!!.......good luck!!

Answer 3

The only reason you ever need a co-signer is if your credit score is too low to carry the loan or your debt to income is out of wack

Answer 4

Depends on your credit rating. I saw some awesome deals at http://www.spywarevirusrepair.com/carsearch.html for used cars.

Answer 5

good credit rating and be able to make the payments.

Answer 6

Have good credit!