Direct Deposit refund from IRS for Federal Tax missing. Can any one help please?

Question

I relocated to Singapore few months back. So I provided my Singapore Bank's (which is UOB, United Overseas Bank) Account no and the routing no which is of Bank of New York for my Tax refund. Bank of New York is UOB Singapore's Correspondent bank. Well 'Where's my refund' page says it has been deposited on 16th Mar. But I dont see any money in my bank account. I think it has gone to some one else's account as Bank of New York cannot identify UOB Bank because I didn't provide SWIFT code. The tax form has no placeholder for SWIFT code too. Perhaps it has gone to a person who has an account with Bank Of New York and same account number as mine. I made a blunder I think. I could have lost money to some one else. Or does any know what I could do. Please help me.
Thanks
Kat

But would the bank , which is Bank of New York in this case, have accepted, without my local bank's SWIFT code ?. Bank of New York is a correspondent bank so many banks around the world. Well, I am wondering if some one else has a Savings account with Bank of New York as the same account number (10 digited) if this bank provides local perosonal baking services , as savings and checkings account. Does the 'where's my refund' page confirm the direct deposit only once it is accepted by the bank or even before. If the latter then it means the bank has accepted the deposit in which case my money could have gone into wrong hands or is there a remote chance for the money to reach my local bank account here in Singapore even without the SWIFT code. But then how can Bank of New York identify this bank. Are the account numbers different internationally or something, or can it be duplicated across borders. Bank Account numbers should be like VISA card numbers.

Answer 1

The bank should reject the direct deposit back to the IRS
The IRS will then issue a paper check to the address of record that is shown on the return.

You can contact the IRS at 1-800-829-1040 or
Taxpayers located outside the U.S. may also contact the IRS by mail at:

Internal Revenue Service
P.O. Box 920
Bensalem, PA 19020

Or you may telephone or FAX the Philadelphia Service Center office at:

Tel: [phone] (not toll-free)
Fax: [phone]

Answer 2

The Where's My Refund notice means that the deposit has been sent. It does not mean it has been accepted.

If the name and account numbers don't match, the deposit will not be accepted by the bank.

It has only been one week, your deposit may still show up in your account.

If the deposit cannot be made, you will receive a paper check. It takes a full week for a paper check to be printed and put in the mail.

Answer 3

Call the IRS and have them verify the account it was sent too. Then Call the bank with the account number and tell them to give you your money back.

Answer 4

Sounds to me like you need to call the IRS and have them put a trace on your check, if it's been cashed and so forth. They should be able to track it down. I'd do it soon tho.