I have a credit agency (NCO) that their only answer to me is pretty much ummm...............I don't know Goodbye. Yet they are the only things on my credit that is causing it to be were it is at. I just want an honest answer out of them is there anyway to force them to comply and get rid of it or even update the Credit reprot to say PAID. Also is there anything against Medical Bills from being on your credit or any kind of laws they have to follow other than FCRA
2007-03-23 11:38:55 · 6 answers · asked by J J 1 in Business & Finance ➔ Credit
Instead of calling the company, you need to send them a certified letter by mail. Is it a debt they say you owe but you don't think you do? Send a letter asking them to validate the debt. If you have already paid them and they are not updating with the credit reporting agencies, then dispute the entry directly with the credit reporting agency. They will go back to the collection agency (NCO) and ask them what the status is. There is nothing that stops past due medical bills from being reported on your credit report. However, they cannot reveal anything about your condition or what you were treated for with their entry. Hope this helps.
2007-03-23 11:46:44 · answer #1 · answered by kweenie97 2 · 0⤊ 0⤋
The best way to deal with this is to request that one of the "big three" credit agencies verify the debt (I prefer experian, myself). Request a copy of your credit report (if you are in CA you can get one for free -- or if you have been turned down for credit recently, you can get one for free no matter where you live), then complete the information that is necessary to have a debt reviewed. The company has 30 days to verify the debt -- if they are not able to verify it, the debt MUST be removed from your report.
There are many errors on credit reports, and you may very well not even owe the debt at all. Be diligent and you will prevail.
2007-03-23 12:35:27 · answer #2 · answered by falconmedical 1 · 0⤊ 0⤋
If you have paid the collection agency already, call them and let them know. Have them get a hold of NCO to take it off of your credit report.
2007-03-23 11:47:58 · answer #3 · answered by Trunkboy 2 · 0⤊ 0⤋
is it paid? if so then contact the credit bureaus to dispute it. If the collection agency does not respond, you win, if they do respond they have to tell the truth or they may have their contract with the credit bureaus cancelled. They would not want that to happen. That would put them out of business.
2007-03-26 16:35:45 · answer #4 · answered by luciousgreeneyedlady 5 · 0⤊ 0⤋
You need to speak to a supervisor there or simply dispute the bills on your credit report.
2007-03-25 13:24:16 · answer #5 · answered by CALIFORNIA GOLD 3 · 0⤊ 0⤋
Tell them that you are going to report them to the BBB and see how fast they start cooperating with you. Or find out where their home office is and call them and file a complaint. Make sure that you have jotted down the names and times of when you have called in trying to resolve your issue.
2007-03-23 11:45:11 · answer #6 · answered by Feline05 5 · 0⤊ 1⤋