2007-03-23 11:01:58 · 10 answers · asked by firecraker 1 in Business & Finance ➔ Credit
There are many scores out there. What most people mean by 'credit score' is FICO score. FICO is a product of Fair Isaac, Co. If you want your FICO score, buy it from http://www.myfico.com (use "CPPSAVINGS" promo code to get 20% off).
If you just need to see your credit history (or, credit report), then you have the right to request one a year from every Credit Reporting Agency. For copies from the big 3 CRAs, go to http://annualcreditreport.com and get them there.
Checking your own score will not lower it. Read more about it from the people that make FICO scores, Fair Isaac, Co.: http://www.myfico.com/CreditEducation/CreditInquiries.aspx#20
p.s. freecreditreport.com isn't really free. You have to enroll in Triple Advantage; if you don't remember to cancel, you have to pay for it. And obviously, enough people do that because they are still in business. A good rule in life is that if something requires a credit card, it's not free.
2007-03-23 11:32:05 · answer #1 · answered by Msknowitall 3 · 0⤊ 1⤋
Contact Experian or TransUnion (there is one more but I forget the name.) They are the three credit reporting agencies. They must issue you a credit report for free.
You can also apply for a loan and find out that way.
2007-03-23 18:11:39 · answer #2 · answered by Mel 6 · 0⤊ 1⤋
The US government provides the only free report that I know of right here:
https://www.annualcreditreport.com/cra/index.jsp
I wouldn't say that everything else is a scam, because you will get a report -- but the one above is the only free one I know of!
Good luck!
2007-03-23 19:08:34 · answer #3 · answered by Credit Advisor 1 · 1⤊ 0⤋
Experian
2007-03-23 18:06:19 · answer #4 · answered by xtina 3 · 0⤊ 1⤋
You are allowed one free credit report per year. DON'T PAY FOR YOUR CREDIT SCORE!!!! They are free!
2007-03-23 18:06:04 · answer #5 · answered by Franky 1 · 0⤊ 1⤋
there are sites that offer it online. BUT beware. doing it will lower ur score everytime u check for it. google it
2007-03-23 18:04:26 · answer #6 · answered by uwannadonkey 2 · 0⤊ 2⤋
contact==VantageScore for $6.00 call 1-888-322-5583
2007-03-23 18:19:35 · answer #7 · answered by dolly d 2 · 0⤊ 1⤋
go to creditscore.com
2007-03-23 18:04:50 · answer #8 · answered by nafisa 2 · 0⤊ 1⤋
www.myfico.com or www.freecreditreport.com
2007-03-23 18:30:20 · answer #9 · answered by shorty21 5 · 0⤊ 1⤋
www.freecreditreport.com
2007-03-23 18:04:39 · answer #10 · answered by Anonymous · 0⤊ 1⤋