2007-03-23 11:01:32 · 3 answers · asked by Giggly Giraffe 7 in Business & Finance ➔ Insurance
Absolutely. They can deny health, life, and disability coverages because of asthma. They are more likely, however, to just either charge you more, or exclude that from coverage.
2007-03-23 23:30:48 · answer #1 · answered by Anonymous 7 · 1⤊ 0⤋
If you were applying for individual coverage, which is typically medically underwritten, then yes they can. Most insurance companies have two options - 1 deny coverage; or 2 "rate" you. This means that they will charge you a higher premium for the same coverage because you are a higher risk. In Ct, some companies deny coverage and some rate you. You will be best served by finding an independent agent and ask them to assist you in determining which companies in your state do each.
2007-03-23 18:27:42 · answer #2 · answered by Insurance Biz CT 5 · 1⤊ 0⤋
If there's a pre-existing condition clause in the contract, they can.
2007-03-24 08:30:35 · answer #3 · answered by zippythejessi 7 · 0⤊ 0⤋