which is the best plan for investment with insurance?

Answer 1

the best plan is to have your life insurance SEPARATE from you investments. Life insurance should never be considered to be an investment, nor should it take the place of one. & vise versa..

These need to be 2 separate accounts/transactions/ issues or what ever you want to call it.

Answer 2

There isn't one. Long ago people would do a whole life thing with one company and eventually you would get a payoff on the income years later. But that was then. People did not have 401ks, mutuals, IRAs, etc. and did not understand them.

Now people do and have shifted away from just trusting insurance. In this day and age insurance investing is for seniors who have no clue. Therefore the market has changed and there are so many ways to invest. Not risky things but where you can get your money if you need it instead of letting an insurance company give you penalties for acsessing it.

Basically the insurance company banks on that you will die and they will keep most of the rest.

Answer 3

The best is Unit Gain Policy and that too Investment Plan only. Invest every year like paying instalments to real estate. But, non payment or default keeps you in trouble. However, the UG Plan is always advantage which covers Life Insurance and the investment is always safe.

Answer 4

ULIP. But why do you want to club investment with insurance.
Take sufficient insurance with insurance company and invest with investment cos.

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Answer 5

1. Postal Life Insurance

or


Buy a House thru' loan from SBI & get automatic insurance

Answer 6

Tata AIG gives the best life coverage, Rs. 880 pa premium for Rs.5,00,000/- life coverage and Rs.10,00,000/- for dismemberment (due to accidental cases)
ICICI Prudential is equally good where you get for inversment back with life coverage.
LIC is the most secure with a minimum return.

Answer 7

some good ones

Answer 8

i think dis was the best ...from which i had found it very easily