My hubby's stroke was 5 yrs 1/2 yrs ago, 38 yrs old, 100% wheelchair dependent, taking 2 blood pressure meds only, caused by high blood pressure; needing up to $250k Term Life Insurance for 20-30 yr term. Thank you for your input!
032307 8:22
2007-03-23 02:22:40 · 5 answers · asked by YRofTexas 6 in Business & Finance ➔ Insurance
Each life insurance company has their own set of underwriting guidelines that an applicant for life insurance has to meet in order to be offered coverage. Some life insurance companies may offer coverage to a person who has had a stroke, but the premiums may be higher that you might expect.
However, since each company differs in their guidelines, the more insurance companies you try, the better the odds are you may find one that will accept your husband for life insurance.
There are a few options you may want to consider,
1. Try to use one of the quote providers online that offer a number of quotes from several companies. That way you can find out quickly if there is one that will offer your father protection. For quotes, visit http://www.term-life-online.com/instant-term-life-quotes.html
2. Try to get quotes from life insurance companies that do not require a medical exam. For several options, visit http://www.free-online-insurance-quote-advisor.com/Life-insurance-no-medical-exam.html
I hope that helps you, your husband and your family.
Best of luck to you all!
2007-03-23 05:20:33 · answer #1 · answered by Anonymous · 1⤊ 1⤋
If money is no object, you can get whole life insurance for estate planning purposes, but you'll probably pay pretty darned close to face value - really, really, really high rates (likely six figures).
You're not going to find term insurance, in my experience. And if you're looking for something in just four figures, you won't find that either. The risk is just too high. Sorry.
2007-03-23 02:32:09 · answer #2 · answered by Anonymous 7 · 1⤊ 0⤋
learn unfastened costs from dif businesses at INSUREDEALS.information- RE Is there any existence insurance you will get for stroke victims? My sister had a brilliant stroke and she or he desires existence insurance by way of fact she would die.
2016-12-15 07:06:52 · answer #3 · answered by Anonymous · 0⤊ 0⤋
No one will take a risk like your husband. Insurance is for people who are healthy.
2007-03-23 07:02:38 · answer #4 · answered by Anonymous · 1⤊ 0⤋
Waiting on more answers before I share my view
2016-07-28 10:05:59 · answer #5 · answered by Tamie 3 · 0⤊ 0⤋
that is a tricky question
2016-08-23 21:51:17 · answer #6 · answered by ? 4 · 0⤊ 0⤋