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philippine branches please

2007-03-22 18:50:22 · 5 answers · asked by bright_sitara 1 in Business & Finance Credit

5 answers

Have good credit would make your application easy to process.

2007-03-22 18:57:28 · answer #1 · answered by tipp10 4 · 0 0

Choose a credit card allowing you to transfer your balance. It lets you transfer balances from other credit cards at the introductory APR having the cheapest interest rates. Though these offers are very limited, they let you save plenty of money.

Maintain a good customer standing. Pay your bills on time. Keep your balances low to take the advantage of a 0% APR for a short time. Many credit card companies will accept it as they tend to give preference to good clients and good business deals.

Shop online to search for different companies providing 0% APRs. Go through all the offers, compare and evaluate them properly, before applying for one. Usually, this 0% APR is valid only for a short period.

Read the terms and conditions applied for 0% APRs. Understand them properly. Find out the period for which 0% APR is applicable. Sometimes you may have to pay overhead expenses. Calculate the actual rate of interest in the future. Compare the difference. If it is more than the interest rate during the introductory period, do not apply for 0% APR card.

2007-03-23 01:19:17 · answer #2 · answered by hendy h 2 · 0 0

Lie about your assets.
For example your room has 15 year old carpet, and a bed with stains, bedside table and a old lamp your nana gave you. Now all of these would be worth maybe a combined $100 right.

But brand new you are looking much closer to the $3000 mark right. So that is what I suggest you list, what the replacement (new) cost of every asset would be.

Worked for me in Australia

2007-03-22 19:00:44 · answer #3 · answered by shauny2807 3 · 0 0

I have placed this in the source box. There is a wealth of information there and a great free debt management software program. I bookmarked the site as I return to it often for the advice it offers. I hope this helps you.

2007-03-22 21:07:12 · answer #4 · answered by TeeGee 1 · 0 0

to have good credit

2007-03-23 05:04:08 · answer #5 · answered by shorty21 5 · 0 0

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