Alternative to Credit Card?

Question

Are there any alternatives to getting a credit card, especially when it comes to more and more online businesses wanting credit cards?

Answer 1

In the past, if you had a bad credit history then you were unlikely to be able to get a credit card. However, prepaid credit cards are becoming increasingly available, and it doesn't matter if you have had financial problems in the past. Although known as 'prepaid credit cards' these latest cards are in reality a form of debit card. There is no credit offered, just the advantage of being able to use plastic rather than cash. This is helpful for transactions on the internet, booking holidays and hotels and transferring money.

Application process Applying for a prepaid credit card is easy as there are no credit searches necessary, because the card providers are not offering you credit! The application is usually fairly quick and simple and in some cases the card issuers offer 100 per cent acceptance - you don't even need to be 18 with some companies.

Prepaid credit card uses Not only can a prepaid card enable customers who find it hard to get credit, but this type of card can help you take control of your finances, if you have found normal credit card interest rates too high and the balance offered too tempting. You can be confident that you will stick to your budget with a pre-paid card, as you are the one who sets it by deciding how much to top-up your card with! Read more about your credit c ard alternative at: http://www.credit-card-gallery.com/article/183,Prepaid_Credit_Cards_The_Credit_Card_Without_Debt

Answer 2

"If you are not in position to get a credit card due to bad credit, then you can opt for a prepaid credit card.

Prepaid credit cards offer many benefits like:

Interest-Free purchasing

Even people with a bad credit history can get prepaid credit card.

The credit limit varies according to the balance on the card.

Most of the retailers accept prepaid credit card, and it can be used just like a credit card or a debit card.When you use prepaid credit cards for any purchase, your money spent would be automatically debited from your balance present on the card."

Answer 3

!) Use a debit card but be sure the bank offers the same fraud protection as with a credit card.

2) Deal only with businesses that accept PayPal (for online transactions).

Answer 4

Yes, you can go to the mall and buy a gift card with a major logo (available at the customer service desk). You can add money to it when you need to and don't have to worry about someone ruining your credit if they get ahold of your card number.

Answer 5

Skeleton Key- Although I’ve on no account mastered this trick, my For many people, bank cards are to effortless to make use of and far too problematic to repay. They have huge premiums of curiosity, consequences, fines, you identify it they appear to squeeze each penny out of you. If that is you, then you will be interested to look out record of seven choice makes use of on your bank cards (believe loose so as to add extra!) :- Opening your door if in case you have forgotten your keys. We have all see this within the films, does it paintings? Who is aware of, but it surely’s a first-class suggestion - James Bond devour your middle out. Scraping the ice / snow out of your vehicle home windows within the wintry weather time - what larger use might you might have, utilising that crimson sizzling card to reduce via the snow! Is you lawn wanting a well weeding? Can’t rather get into the cracks among the paving stones? Never worry, use your bank card to get in among and drive up the ones pesky weeds. Is your vehicle tyre a bit worn, does the tread want renewing? Check to look if you're authorized along with your bank card - use it to get among the cracks and notice if the intensity is fine. You now have your self a pockets of recent miniature rulers - low cost, despite the fact that as an alternative small, they do permit you to attract correct angles as good! Painting! Whether you're watching at portray a wacky snapshot, or simply stir that historic tin of paint, that bank card will are available helpful. The excellent use on your bank card - balancing that wobbly chair. That manner it's valuable and out of sight, so that you cant use it any further.brother is rather expert at jimmying all procedure of locks with best an historic bank card. Modern artwork- Cut your entire playing cards up into little portions and make a mosaic masterpiece (observe: Cards would possibly not paintings afterwards) Arrowheads- If you’re misplaced within the wasteland with best your wits and your bank card, you'll be able to holiday the plastic into sharp facets so as to support you obtain dinner.

Answer 6

you can get a prepaid credit card. you buy them at the store and use it like a credit card, but you pay cash for the card when you buy it and whatever you pay for it is all that is on it...kinda like a gift card. you can get them at walgreens and other places i'm sure...

Answer 7

You can use a pay-pal account linked directly to your bank account, and you can get a pay pal debit card that also links to your bank account.