I had a pretty sweet 2002 Monte Carlo, but Carl next door just got the 2007 and that thing is really sweet! I went to the dealership to get me a 2007 and they said I owed about twice what my 2002 was worth, so I went on home and lit her on fire in the driveway so I could get the insurance money. Well the sumbicth lit my whole dang house on fire and now the insurance lady is doing an investigation. Am I screwed or what?
2007-03-22 07:13:08 · 22 answers · asked by Anonymous in Business & Finance ➔ Insurance
yeah spiffman - I'M the stupid one. Idiot. Lol.
2007-03-22 07:29:13 · update #1
I fail to believe you're serious.
BUT...if you are....
Yeah, you're screwed.
2007-03-22 07:17:35 · answer #1 · answered by pancakes & hyrup 6 · 0⤊ 1⤋
Well first of all unless you bought gap insurance when you got your car, the only thing the insurance would pay is the N.A.D.A. trade value of your vehicle. So you would have still been liable for the difference.
Secondly, you are so screwed. If the insurance company is investigating they will find out you set the fire. You will not get a cent and go to jail as you should for being so stupid.
2007-03-22 07:26:04 · answer #2 · answered by ? 7 · 0⤊ 0⤋
Ok, you're not the smartest person out there are you?
Well, as to the car, yes, you are screwed. You intentionally damaged it, and in the process tried to commit insurance fraud. However, the fraud has not yet occurred, so you can save yourself from that charge if you stop presenting the claim on the car. However, you've still got to keep paying for it, until it's paid off. Really dumb act...
As to the house, believe it or not, you might be ok. You see, if you did not intend to have the house burn, there may be a grey area. The problem is, of course, trying to commit insurance fraud on the car, really makes the insurance company wonder if you are as honest as a "reasonable person".
Depends on how much damage there is. This is one time that you might want to just withdraw the claims before anything is paid. Yes, it's going to hurt, but when you do something that stupid, you need to pay for it.
2007-03-22 08:48:59 · answer #3 · answered by MTR 3 · 0⤊ 1⤋
That is dumb. You could have just traded it in to the dealership and paid the rest. You are probably screwed and could get punished for insurance fruad etc. etc. There is a big problem now if you lie then you could get in even more trouble and criminal charges, and if you tell the truth then you will most likely get nothing for all this and have to replace your house and car and depending on how long its been and if you've already lied, they might charge you with insurance fraud. You have really made a bad choice.
2007-03-22 12:03:38 · answer #4 · answered by Clay H 3 · 0⤊ 0⤋
Before you self-incriminate yourself any further, I suggest that you find an attorney to represent your side of your intentional arson case...good luck finding one to represent you. The attorney will need to already have a slight grudge against the company that insured you...and a genuine ability to see that it was an innocent attempt that you did not fully understand the legal consequences in the perpetrative act.
If they take a criminal action ... offer to withdraw the claim in exchange for a dismissle of charges...may be one way to prevent having fines and a heavy sentence judicially assigned.
2007-03-22 07:28:23 · answer #5 · answered by Anonymous · 0⤊ 0⤋
Step 1: Preheat the oven to 350 degrees fahrenheit Step 2: Get a piece of rope (2 feet long) Step 3: Get a big rock Step 4: Attach the rope to the rock Step 5: Tie the rope attached to the rock to your head Step 6: Put your head in the oven with the rock on your head Step 7: ENJOY
2016-03-28 23:50:13 · answer #6 · answered by Anonymous · 0⤊ 0⤋
Can you spell insurance fraud?
You will be very lucky if they don't send your butt to jail.
Arson is illegal.
Insurance fraud is illegal.
You won't have insurance coverage for the car or the house. You'll still owe for the loan on the car and you'll also owe for any mortgage on the house and you are likely to get prosecuted for all of it.
2007-03-22 13:12:29 · answer #7 · answered by Faye H 6 · 2⤊ 0⤋
you are screwed. unless you have both car and house insurance and the investigator says it started from a electrical fire or something like that.
2007-03-22 07:17:54 · answer #8 · answered by evilhomer12345 6 · 0⤊ 1⤋
The official insurance term for this is SBT - Screwed, Blued, and soon to be Tattoo'd.
2007-03-22 09:39:26 · answer #9 · answered by Anonymous 7 · 0⤊ 0⤋
Is this a serious question? If it is, you should not be allowed to own a car let alone be on the internet.
2007-03-22 19:00:36 · answer #10 · answered by Anonymous · 0⤊ 0⤋
How about I kick you in the grundle for some insurance money?
2007-03-22 07:16:56 · answer #11 · answered by Anonymous · 1⤊ 0⤋