I just joined the army but I have a car payment to make, I know you get paid in boot but?

Question

if I give my mom my account info can she pay the bills? Will the money be transfered into my account months or not untill I finish boot. I assume other people have had this problem before so there must be some way to get the car payment paid while in training.

"karma..... "

WTF could this possibly in any way,shape or form have to do with Karma?

Im just worried because I joined arborne artillery and the basic training is like over 9 weeks so I need to pay the car at least twice in that time period so waiting untill its over is not an option and I dont think my mom has enough money to cover the 500$ car payment. Also, when do you get your enlistment bonus?

" Not trying to be sarcastic, but shouldn't you be asking these questions of your Commanding Officer? "


I dont have a commanding officer yet, im still in the DEP. And my recruiter acts like hes never been in the army, plus I have learned to not trust what recruiters say, hed probably be like "oh dont worry ab out your bills the military is great theyll take care of them!" or something like that.

Answer 1

You should get paid throughout basic training. Your first paycheck may be a little bit delayed, but other than that you will get paid every two weeks.

You can either set up your bills to pay automatically or have a trusted family member pay them for you. When my husband was in basic training (before we were married), his mom paid his car payment for him each month. She just used his checkbook and wrote the checks out and signed his name. As long as you have someone that you can trust not to drain your bank account while you're gone, it will be fine!

Answer 2

You will probably get an initial draw in the first few days, but most of that will go to cover buying things you need; shaving gear, boot polish, etc. After that, you get paid monthly.

If you allow someone else to take care of this for you, you're taking a huge gamble, one I've seen go badly too many times to think it's a good idea.

Call the lender. Get all the information you would need to set up a direct payment with Army Finance. They will make the payments out of your pay each month. Let the lender know this may take a little time, and they will know that the Soldier's and Sailor's Relief Act requires them to work with you.

Answer 3

There is some good advice and bad advice on here, as usual.

First of all, don't call it "boot". That's a surefire way to paint a target on your forehead for the drill sergeants.

Second, you SHOULD be given the opportunity when you in-process to set something up with finance...bring copies of your lien statements, as well as a couple of blank deposit slips from your checking account, so you can make sure that if you are given the ability to set up direct deposit while at basic training, you get it into the correct account. I recall, back in 1990, that Soldiers who had outstanding bills to pay were given the opportunity to set up allotments during their in-processing week at reception station...this was awhile ago, though.

The main thing to keep in mind, however, is that the LAST thing the Army wants to do is allow you to ruin your credit score...Declaring bankruptsy will hinder your ability to get a security clearance, and depending on where you end up being stationed and what your job is, you typically need a security clearance to get network computer access if you need a computer to do your job.

If all else fails, explain to the drill sergeant that you have this issue and they will probably provide you a solution. My understanding is that in the new 'kinder and gentler' basic training, the drills are actually supposed to help you now, instead of calling you a 6-letter word that is generally considered inappropriate slang for homosexual, like they did when I went through.

Answer 4

While your mom is family, I advise all new Soldiers not to allow their family have access to their account. It can cause problems no matter how much you trust them.

You will get paid every 1st and 15th of the month (unless you took once a month pay) and it will be direct deposited.

If your bank also holds the title to your car, you can work it out through them to withdraw directly from your account. If not, you can inquire to online payments.

See your DI for information on this. Just make sure you keep your bills paid on time, not doing so can affect your security clearance if you require one.

Answer 5

Call up your car place, if you can or have your mom call them up so either she can arrange payment or they can put it off until you get out of training. Also, remember that now that you're in the military, some of your credit card companies will lower your apr just because you're in, just take care of your credit. But your mom should have no problem paying your bills as long as she's got the acct #s - these people don't care who they're getting payments from, as long as they keep on coming. Good luck & remember, there's a bigger picture after training.

Answer 6

get a power of atternoy and have your mother be able to only take that money out. nothing else. I am not saying anything bad about your mom I have seen guys do stuff like this before and when we left for deployments and come back they where way in debt. Yes you get paid in boot camp figure after a month you will see your first les. Oh yah When I went through bootcamp we had to pay for our gear so figure loseing a couple of hundred for that if money is tight.

Answer 7

Talk to DI, 1rst Sarge, the company that you owe money to will be happy you joined. Lenders here, Air Force/Army/Navy Training all around me, advertise in papers, E-1,E-2,E-3 no credit NO problem. They know that you are good for xx monies per month. At 17% any lender is happy to take the cash that you earn.
Call the lending company , finance company, if you wanna keep the car, and just tell them you are in The US Army. They will be happy to wait six weeks. Or should be.
Darn sure orta be.

Answer 8

First, talk with your platoon leader or first sergeant. They can assist you in getting to the right people. If you aren't supposed to be paid until a future time, they can set up an advance, so that your car payment can be made. Another option would be to have a relative make the payment and you can reimburse them once you get your pay. But I'd check with my First Sergeant. They know all the answers.

Answer 9

Be sure to give her power of attorney before you go to basic.

You'll get paid about 1200 a month until you have 4 months in - then 1300.

They will start taking out the GI Bill money - and they will take taxes out.

The power of attorney is very important however. Just in case there are problems.

Answer 10

My brother is also in the army. You will probably get paid while you go through boot camp. My brother has our grandma paying his bills (she has access to his account so she can pay his car payments and cell phone bills.) I hope you read your contract before you signed it also. My brother didn't read the whole thing and they screwed him out of most of his money. Also, they told him he wouldn't be leaving the country, and he just left last week for Iraq :(

Good luck!