2007-03-22 03:08:28 · 15 answers · asked by starluckyleo1 1 in Cars & Transportation ➔ Insurance & Registration
There's always one isn't there
2007-03-22 03:11:58 · answer #1 · answered by jamand 7 · 0⤊ 2⤋
Assuming you are talking about a car accident, an uninsured person can only claim off the insured person's policy IF the insured person is the one at fault.
More info is really needed here.
2007-03-22 03:17:48 · answer #2 · answered by Anonymous · 3⤊ 0⤋
Do you mean you were an uninsured driver and wrecked with the person who had insurance? The person who had insurance, is likely carrying insurance that covers them if they get in a wreck with an uninsured driver, it benefits the ones who pay, not the irresponsible ones who choose to not carry insurance.
2007-03-22 08:05:51 · answer #3 · answered by fisherwoman 6 · 0⤊ 0⤋
In Ireland, if the insured person is at fault then the uninsured person can claim.
So taking this to extremes, if a joy-rider steals your car and is hit by a truck then he can claim for medical bills from the truck driver and the owner (you) can claim for damages to your car too.
Hope this helps!
2007-03-22 03:18:15 · answer #4 · answered by EaterOfTartanColouredSmarties 4 · 1⤊ 0⤋
Almost always NO.
Generally only if the claim in question is a Uninsured Motorist or General Liability on homeowners.
Way more detail is required here. Sounds like insurance fraud.
2007-03-22 03:12:33 · answer #5 · answered by JEREMY S 2 · 0⤊ 1⤋
It depends upon what (if anything) the insured person did to the uninsured person.
2007-03-22 03:11:25 · answer #6 · answered by JeffyB 7 · 0⤊ 0⤋
It depends upon what type of insurance you are talking about.
If it is car insurance. Then no. In fact you can be prosecuted and have a claim against you for not having insurance.
If you are talking about personal, then yes. Providing that the claim can be proven. Then you can make a claim.
2007-03-22 03:30:37 · answer #7 · answered by Anonymous · 0⤊ 1⤋
No because you are breaking the law by driving on the road uninsured. You should not have been there so the insured persons insurance company should tell you to get lost.
I hope it is not you but if it is you deserve to get nothing.
2007-03-22 03:17:50 · answer #8 · answered by Mark J 5 · 0⤊ 2⤋
If you have suffered a loss and it was caused by the other party, write the following and send it to his insurers when he gives you the information...
"Dear _____,
Accident date dd/mm/yy Vehicle Reg 1234 ABC Your insured Mr J Smith Address
I am writing with regard to the accident detailed above. Due to the circumstances involved I have no alternative but to hold your insured responsible for the damage to my vehicle/wall (or whatever.)
I attach documentary evidence on my outlay and contact details and look forward to hearing from you as soon as possible .........
Yours....blah blah"
Should do the trick.
xxR
2007-03-22 03:16:47 · answer #9 · answered by Anonymous · 1⤊ 0⤋
Judging from the answers it appears you can - the law should be changed, why the **** should I pay my premiums if non-insured drivers can still make a claim.
2007-03-22 19:31:40 · answer #10 · answered by WelshLad 7 · 0⤊ 0⤋
No. But the insured might make a claim on your behalf if you have suffrered a loss through his fault.
2007-03-22 03:12:02 · answer #11 · answered by Anonymous · 0⤊ 1⤋