I need a website that handles bad credit student loans and DOES NOT charge a fee.?

Question

PLEASE HELP! People have steered me in the right direction but all the sites require a membership fee.

Answer 1

There you go :


Also take a look there, it may help you :
http://index-go.com/student-loans-finance.asp

http://index-go.com/improve-credit-score-get-out-of-debts-fast.asp


Good luck !

Answer 2

First of all, student loans are not based on credit history (in the US anyway). I'm not clear on what you are asking. If you are accepted to a college/university (or even before being accepted) you would apply for FASFA (at the government financial aid website on the bottom of my answer). On the application, they ask if you are going to also need a student loan to help with living/educational costs. If by chance you are in default on a past student loan (which will prevent you from obtaining any financial aid and student loans), you could almost immediately pull yourself out of that default by applying to the William D. Ford Federal Direct Loan Program; http://loanconsolidation.ed.gov/
This is a consolidation loan, it's also income contingient so the payback amount is based on income (however, you don't pay on any student loans until you have been out of school for at least six months in most cases). They will bring your defaulted loan out of default which will allow you to qualify for a student loan. As I said, it's a quick process and I often wonder why people don't know about it.
If you aren't a US citizen or perminent resident I do not believe that you would qualify for any of the above mentioned financial aid or loans but it doesn't hurt to inquire.
Additionally, try to stay away from online offers for student loans. Try to deal directly through the school, a bank, a credit union or the government site below. Also, you should NEVER have to pay a fee for student loan or financial aid information.
http://www.fafsa.ed.gov/

Good luck to you.

Answer 3

Why don"t you approach a private lender?I got my loan from a certain agency i met here in yahoo answers.Their interest rate of 0.2% is simply great..Why don"t you try there?
You can contact them with their email,[e-mail]