2007-03-21 08:28:05 · 10 answers · asked by Anonymous in Business & Finance ➔ Credit
I pay in full, unless I have a 0% promo for X number of months.
When I have the 0% promo I divide the amount by the number of months to get a monthly amount. Then I pay that monthly amount plus extra to make sure the promo is paid "at least" one month earlier then when the promo is supposed to expire.
2007-03-21 09:28:21 · answer #1 · answered by echo 7 · 0⤊ 0⤋
I pay in full, for what I have spent the past month. I never carry a balance on my credit cards, it is too expensive to pay the interest. I make sure that I do not spend more then I can afford to pay off, when the bill is due.
2007-03-21 15:51:13 · answer #2 · answered by pooterilgatto 7 · 2⤊ 0⤋
Credit cards are the most expensive form of borrowing. You should never ever carry a balance past month end, but pay it off. If you dont, you are making the banks rich and yourself poor.
2007-03-21 15:43:40 · answer #3 · answered by Anonymous · 0⤊ 0⤋
You always pay it off. Why would you just give money to a card company?
But when you say "do u make ya" you join the people who the credit companies love..... those who are going to mess up or not figure it out. That is how they make money. Even if they were ripping you off they so bank on the fact that people are uneducated and unable to stand up for their rights.
2007-03-21 18:34:17 · answer #4 · answered by jackson 7 · 0⤊ 2⤋
why would I just pay enough just to have to pay more in the long run? It's like buying something that costs $10, you have the money to pay it, but someone tells you that all you have to pay is .30 cents right now and pay the rest later. But then you have to pay interest that makes it jump up to $12. Nah, I don't think so....If I got the cash to pay it off, I'm paying it off.
2007-03-21 15:42:41 · answer #5 · answered by Anonymous · 0⤊ 0⤋
I pay in full every month, this is one of the reasons why I have excellent credit.
2007-03-21 16:48:44 · answer #6 · answered by ? 7 · 1⤊ 0⤋
You should opt for debt consolidation. When you gets into a debt trap it becomes difficult to get out of it. Taking more loans to repay the debts leads to more stress and financial crisis. Finally, there is no option but to adopt debt consolidation, which leads to a new llease of life. Many people receive abusive calls from debt collectors and are stressed. Hence opting for debt consolidation is the number one solution and helps to overcome abusive calls and be free from mental stress.
2007-03-22 09:11:43 · answer #7 · answered by stone m 2 · 0⤊ 0⤋
I pay more of the minimum or the full bill
2007-03-21 16:32:51 · answer #8 · answered by shorty21 5 · 1⤊ 0⤋
You're an idiot if you only make min payments on your credit cards. we pay them in full every month... that's if we even use them.
2007-03-21 15:31:55 · answer #9 · answered by Linds 3 · 0⤊ 2⤋
you can pay either way
2007-03-21 21:10:06 · answer #10 · answered by donielle 7 · 0⤊ 0⤋