2007-03-21 07:10:59 · 11 answers · asked by jacob_ford 1 in Business & Finance ➔ Credit
For getting any kind of loan Credit History is much more important than credit score. Often, the lack of credit history is equated with bad credit. You should be aware that lenders will go through your credit report once you apply for loan for buying a house. Therefore you should polish your credit report.
Also checkout http://www.howtoestablishgoodcredit.com/Credit_Articles/index.php
There are lots of articles there, related to your question, which you can find useful to boost your credit.
2007-03-21 10:52:35 · answer #1 · answered by Anonymous · 0⤊ 1⤋
This depends upon who is granting you credit. Credit scores range from 300 to 850. An "excellent" credit score is usually higher than 720. With that score you should get the best rates and lowest fees for all types of credit or loans.
If you may need help with your credit I have found useful information at www.genesiscreditgroup.com
Hope that helps
2007-03-21 07:25:30 · answer #2 · answered by Pay No Taxes For Life 2 · 0⤊ 0⤋
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RE What's condsidered an excellent credit score?
#EANF#
2014-09-02 11:56:06 · answer #3 · answered by Anonymous · 0⤊ 0⤋
Anything over 750 is excellent. The highest I believe is around 820. 650 to 750 is considered good. 649 starts out at okay but as the score drops is considered poor or downright bad being anything under 550.
2007-03-21 07:29:59 · answer #4 · answered by sinnahjay 1 · 0⤊ 0⤋
Anything over 730 should probably considered excellent in this day and age...
Under 500-- dreadfully horible. Almost so bad you have to work at.
500-550 Very bad
550-600 Not good.
600-630 ok, but could use some work
630-670-- Average
670-730-- good...
2007-03-21 07:15:01 · answer #5 · answered by Anonymous · 0⤊ 0⤋
Considering the national average is 675, I would say over 730 with several lines of credit paid as agreed.
2007-03-21 07:25:32 · answer #6 · answered by ? 7 · 1⤊ 0⤋
An excellent cr. score, the last you owe the very it is , you could have a score 700 up. is good, pay on time. don.t use
the grace period to pay off your bills. Always pay before or the same day is due.
2007-03-21 07:21:18 · answer #7 · answered by marysol 2 · 0⤊ 0⤋
740 TO 850
2007-03-21 07:13:46 · answer #8 · answered by elvis53 4 · 0⤊ 0⤋
Anything over 730.
2007-03-21 08:46:53 · answer #9 · answered by Anonymous · 0⤊ 0⤋
Over 800. Although different lenders have different cutoff points.
2007-03-21 07:15:27 · answer #10 · answered by Anonymous · 0⤊ 1⤋