How does a consumer report/collect on a bad check?

Question

I recieved a payment for an item I am selling in the form of a check, which I deposited in my bank account. It came back NSF and as a result of this my accounts were closed. Does anyone know how to report this? All of the check collection agencies I found are for Merchants.

Answer 1

Contact the police department in the town the check was drawn on; they can tell you what the next step is.

Answer 2

I do not understand the q., but if you mean when a ck is returned for the first time on your acct. for nsf, there is not reason to do so. now,if you have this practice more often, it would be close. or contact the individual who issued the ck
to give you the money cash. Next time you cash the ck at his branch instead of dep. on you acct. that way you know if the person have money more quickly. or get a copy of the ck and
let them know that you are taking legal action. get the amt of the ck and the fee that your bank charge you.

Answer 3

a lot hinges on the determination (to be made) by means of the companies that have been the recipients of the undesirable exams. in the event that they chosen to instruct it over to a collections corporation, then you definately will ultimately acquire correspondence touching directly to a call for which you pay the debt. A enterprise might do precisely that, and that they could additionally notify regulation enforcement. Mere notification of regulation enforcement does not unavoidably recommend which you will finally end up with a warrant on your call. some communities - often at district lawyer's workplaces - have courses designed to induce you to pay the undesirable debt in lieu of the potential of greater drastic measures, inclusive of a offender grievance. it truly is accomplished by using correspondance to you moreover might, and that's designed to elicit your cooperation, quite than pull the criminal rug out from under you all of sudden. it would be ultimate in case you need to take a specialist-lively step of contacting the affected lenders and artwork out some way of bobbing up stable on the debt. that should do wonders for curtailing the different concepts they might carry to apply. The worst step may be to attend and don't something. to fulfill your maximum on the spot interest as to if a warrant has been issued for you (i'm guessing that it hasn't or you may have already had some form of correspondance warning that any such step is being taken) then call your close by police branch and ask in the event that they might examine your call and date of start please, considering which you're attempting to confirm some fee subject concerns and additionally you're uncertain if anybody complained, yet while they did, you may comprehend the entire scope of what you may shield. no person is going to hunt for you out from a telephone inquiry. human beings call often related to issues like that. you are going to be able to besides bypass to Texas to your trip, yet for peace of concepts, make the inquiring telephone call first. And afterwards, think of heavily approximately taking that first step in direction of paying off the debt and removing one greater of life's concerns.

Answer 4

My husband is in law enforcement and has to deal with this quite often......you can put a warrant out on the person that wrote the bad check with your local PD......