Who can give me a loan now without caring about what your credit is, i am so tired of getting denied.?

Question

the reason for this loan is so that i could put a downpayment on a house i got a pproved for a home loan just not 100% finacing have to come up with a 3,000.00 downpayment does anyone know anyone or site that can help without denying me, my credit sucks its only a 585 and have late payments recently on it

see im living in the house now that im wanting to buy, i just moved into about 2 weeks ago and now is up for sale, we spent 2,000 just to move into it, so all our money is spent, we could save up for another house, but the problem is if someone buys it we would have to come up with rent and deposit all over again, i have a daughter and im not about to live in our car with her

Answer 1

First, try the mortgage company who preapproved you and see if they can work an 80/20 loan for you.

If that doesn't work, try www.CashCall.com.

Answer 2

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RE Who can give me a loan now without caring about what your credit is, i am so tired of getting denied.?

the reason for this loan is so that i could put a downpayment on a house i got a pproved for a home loan just not 100% finacing have to come up with a 3,000.00 downpayment does anyone know anyone or site that can help without denying me, my credit sucks its only a 585 and have late payments recently on it

Answer 3

First, be sure that the payments for the mortgage aren't going to be more than you can handle.

Next, you have a couple of options. You could ask the seller to do a "lease to own" for a few months while you save up your money. You could borrow the $3k at www.prosper.com, but you can expect a high interest rate. You could try to negotiate the price down (actually you should do that anyway); since your landlord should have already run checks on you before renting you the house, and wouldn't have to mess with lease issues if you buy, he might even be willing to cover some or all of the down payment for you.

Answer 4

"At some point of time people do have bad credit record. If you are worried about your poor credit history then you will not get any credit. There are many lenders who provide loans to people whose credit record is bad, but at a higher interest rate. You can get bad credit loans from some lenders quickly and easily.

Before you apply for a bad credit loan, there are some points you should first take into account. The only eligibility for the bad credit loan is poor credit history. To increase your credit score, ensure that the details of your loans are sent to major credit bureaus. "

Answer 5

If your credit is bad and you have to take a loan for $3000 then why are you trying to take more financial liability? Remember that the house you buy is an asset but the loan that you take is a big liability. Tighten your belt and get your credit and finances in order. That would be the responsible thing to do.

Answer 6

Everybody cares what your credit is. If it is low and they accept you they will charge you a high interest rate. You best bet is to pay you bills on time and save up for a down payment. Also if you get a loan for a down payment, just getting the loan could will raise you debt to income ratio which is the other factor lenders use to approve a loan.

Answer 7

I had the same problem recently when I needed a deposit for my new place and also have bad credit - I used these guys : http://koocmedia.approval4u.hop.clickbank.net ,
nice and easy and I got my loan within a week.

Hope that helps - Good Luck!

Answer 8

I would suggest working on your credit so you will have more options available. There seems to be good information about credit that may help you at www.genesiscreditgroup.com.