is it possible to get health insurance on the mainland as we would have to cancel our current carrier who only writes in Hawaii. For those who reside in Hawaii there is a HMSA 65C plus plan for those individuals who had a HMSA health insurance plan while working, but once they retire they can switch to their 65C Plus Plan. It's like a supplemental insurance to go along with your Part A and B. But you only get that if you have had insurance with them prior to retirement and then you transfer it over to their supplemental plan after you start collecting social security. I know in Oregon Providence Health Care has something similar, but again I belive only for those people who had insurance with Providence Health Care prior to retiring. Any suggestions?
2007-03-20 13:46:21 · 7 answers · asked by Pixel 2 in Business & Finance ➔ Insurance
We are thinking of retiring on the mainland because there are simply more choices...more places to go with more variety. There is nothing wrong with Hawaii; however, you live on a rock and can't just get in your car and drive to a different state. Some call is "rock fever". I love the weather and that's the one thing that may keep us here.
2007-03-20 16:46:55 · update #1
What state are you considering moving to? Because insurance is state specific, the only resources I can offer are pretty general. Check with AARP. They have decent gap plans all over the country. You can also check www.medicare.gov for a list of Medi-gap plans in your area.
2007-03-20 14:38:08 · answer #1 · answered by Custo 4 · 1⤊ 0⤋
The payroll taxes fund area A of Medicare. area B, C and D is funded via the retirees or disabled on Medicare with deductibles, co-insurance, co-money plus 20% of the charges. yet i'm making your ingredient relatively. once you're drawing a paycheck you pay Medicare taxes and once you ultimately use Medicare you have federal government subsdize it. it fairly is the comparable for the scientific wellness insurance requirement. You pay on your own insurance rates and get a tax credit from the federal government to subsidize it. Medicare taxes are necessary so which you're suitable. that's the comparable ingredient because of the fact the 2014 insurance mandate.
2016-10-19 05:12:53 · answer #2 · answered by ? 4 · 0⤊ 0⤋
Kelli,
You could always get a dental discount package. There are several different companies that offer this but the most respected is Ameriplan.
Here is a link to a site you can look into.
http://www.mybenefitsplus.com/40490483
Personally...I would STAY in Hawaii! I have heard of people retiring to Hawaii but never retiring to the mainland!
2007-03-20 15:41:11 · answer #3 · answered by Sheree H 3 · 0⤊ 1⤋
You can get an HMO if available or you can get a Medicare Advantage plan, if available. You may want to get a Med Supplement, I just don't see the value in them.
If one of the first two aren't available (they are free), just stick with your medicare and pay the deductibles and 20%. It is less than the supp premiums.
2007-03-20 14:18:01 · answer #4 · answered by Anonymous · 0⤊ 1⤋
assuming you are on medicare, the medicare website offers all the resources you need. enter the zip code of the area you are moving to and they will show you all available plans arranged in uniform manner so as to easily compare rates and coverages. its best to examine your medical situation and consider the merits of medicare advantage/fee for service plans vs traditional supplement plans.
2007-03-20 14:20:36 · answer #5 · answered by ny2fl 2 · 1⤊ 0⤋
Don't move from Hawaii!
2007-03-20 13:54:37 · answer #6 · answered by Majik9 3 · 1⤊ 0⤋
it's possible
2007-03-22 11:32:08 · answer #7 · answered by ingrid n 1 · 0⤊ 0⤋