howcan i ever buy another car?

Question

iowe eleven thousand on my car,it was totaled in a wreck,my insurance comp had cancelled me and did not notify me .i am desperate.

Answer 1

Can't answer because there's not enough information. But for those who follow, it'd be good to get these questions cleared up. Please add information to clarify and perhaps someone who follows along will be able to help.

Let's assume for a minute that you've made all of your regular payments to the insurance company on time. If not, you've made a very bad mistake, and there's likely not much that can be done.

1) Did they cash your last check?
1a) If they did cash it, do they claim to have cancelled you before or after that check was cashed?

2) By what means does the company claim that it notified you of your cancellation?

3) Did your company specify a reason (other than for obvious lack of payment) for the cancellation?

4) What is your state of residence?

Answer 2

Take a deep breath, and don't worry about what you can't control. Secondly, why did your insurance company cancel you. If it was due to not paying; you might not have a leg to stand on. So you may end up paying the balance on the loan. Get hold of a credit counseling service in this case to help negotiate paying this off. You can still get another car; but you're going to pay more in interest and insurance payments. This isn't the end of the world either. Consider it a valuable lesson. If the insurance company canceled you for other reasons, consult a lawyer to protect your rights. The honorable thing to do is try and make things right with your bank and insurance company. The only way out is going to be through.

Answer 3

First: unless your insurance company cancelled you for non-payment of premiums, you might have a case against them. Contact a lawyer.

Second: there's not much you can do at this point except pay off the car, and buy a cheap beater in the meantime to get you through. If you manage to get money out of your insurance compnay (or the other party, if they were at fault), that'll be great...but stuff like this happens all the time, it's what insurance was designed to protect against.

So you won't have a nice car for a while, and you'll be a lot more careful with keeping your premiums current and paying attention to the quality of your insurance company. Still, as much as eleven thousand dollars is a lot of money, you could have had a $40,000 car -- so it could easily have been worse.

Answer 4

well im sure your insurance notified you. you need to go up to where u had insurance in get proof that they cancelled you. the thing that sucks. you were uninsured and your still gonna have to pay that 11,000. and if there was another party involved their injuries also,(accident being your fault that is) thats why people get their cars impounded for no insurance.

Answer 5

If you were cancled for non-payment then the insurance company has NO obligation to notify you about anything; YOU are the sole person responsible for maintaining insurance coverage on your car.
You are screwed, blued and tattooed

Answer 6

examine of there's a economic corporation you do company with in texas experience the bus down there and in effortless terms once you're satisfied have him rigidity with you to the economic corporation and supply him the money in the economic corporation or this is the advice i gave yet another Ask-er on procuring a automobile it relies upon on how plenty funds you will spend. her funds grow to be $8,000 now it ought to be slightly diverse out of your difficulty, yet i desire it enables question to ask your self to finding a sturdy automobile to purchase a million sturdy gasoline mileage 2 reliable or do you pick a working progression (fixer top) no longer given which you're a woman, in case you like engaged on automobiles super. 3 form of persons would be using on a on a daily basis bases 4 a used automobile has background (issues the owner won't demonstrate) 5 a sparkling automobile might have warrinties and it feels sturdy to be the 1st proprietor call your mom's coverage corporation to get pre-qualified. understand how plenty you would be buying coverage now the $8,000. visit a economic corporation ask in the event that they supply a CD saving which you will commence and barrow against it plus 50% so which you have $12,000 this do no longer recommend you go out and purchase an expesive automobile. you will nevertheless be making money, smaller money plus once you pay off the non-public loan the money is your additionally. now look on the internet and locate the recent automobile you like and make an grant to pay funds and print out settle for deal if it to a the thank you to get it attempt interior sight sellers go communicate with administration see in the event that they might tournament the grant and grant $2 hundred. above what they paid and teach them the money. once you come across the automobile finished in effortless terms take that quantity plus tax .08% = $80.00 in step with thousand very with each and each state and license approximately $500. there's a shelter coverage they'll tack on tell them you do no longer like it, it is going to likely be between 1200 to 1800 extra you do no longer ought to pay being a sparkling automobile it production unit lined already so watch the numbers in the event that they say you pick it arise and stroll out. you will rigidity out with the automobile you like with thousands stored. desire this enables

Answer 7

Unlikely they did not notify you. In many states this is a requirement, and some co's do this by ceritied mail so you can't say they didn't notify you.

Not enough facts here.